Re: Web Payments WG Charter Changes

Although I totally understand there are a lot of different opinions over what exactly constitutes a “digital wallet” I think the charter needs to settle on an explicit definition, rather than a pragmatic approach. It would be most unfortunate if, for example, Participant A in the WG had a completely different idea as to what “digital wallet” meant than Participant B.


> On Oct 11, 2015, at 4:14 PM, Joseph Potvin <jpotvin@opman.ca> wrote:
> 
> RE: 6. Definition of "digital wallet"
> 
> Based on earlier list discussions, it seems there's more than one "school of thought" about this. Certainly there is disagreement in the payments industry as to how to define it. 
> 
> According to Mobile Payments Today’s “Mobile Wallet Comparison Guide 2015,” it is as difficult to determine a precise definition for a ‘mobile wallet’ as it is to determine the total number of mobile wallet providers." 
> Source: 
> http://www.mobilepaymentstoday.com/static_media/filer_public/c0/5a/c05a213e-9f4b-4274-a661-fb2a872d602a/cardlinx_guide_final.pdf <http://www.mobilepaymentstoday.com/static_media/filer_public/c0/5a/c05a213e-9f4b-4274-a661-fb2a872d602a/cardlinx_guide_final.pdf>
> 
> Therefore I'd like to suggest that this be approached as "Definitions of "digital wallet".
> 
> By approaching this in a dualistic or if appropriate, a pluralistic way, we'd at least make progress towards understanding what the various camps agree and disagree about.
> 
> A pragmatic consideration is that it will likely be much quicker to arrive at two or three interesting and useful definitions of "digital wallet" than to arrive a single one.
> 
> Joseph Potvin
> Project Coordinator, DataKinetics
> Operations Manager | Gestionnaire des opérations
> The Opman Company | La compagnie Opman
> jpotvin@opman.ca <mailto:jpotvin@opman.ca>
> Mobile: 819-593-5983 <tel:819-593-5983>
> LinkedIn <https://www.linkedin.com/pub/joseph-potvin/2/148/423>
> 
> On Sun, Oct 11, 2015 at 6:36 PM, Nitin Gaur <ngaur@us.ibm.com <mailto:ngaur@us.ibm.com>> wrote:
> I'd be happy to add to Digital Wallet definitions and non browser flows.
> 
> N
> 
> :)
> Nitin Gaur
> IBM Blockchain
> 512-789-5300 <tel:512-789-5300>
> 
> -----Manu Sporny <msporny@digitalbazaar.com <mailto:msporny@digitalbazaar.com>> wrote: -----
> To: Web Payments IG <public-webpayments-ig@w3.org <mailto:public-webpayments-ig@w3.org>>
> From: Manu Sporny <msporny@digitalbazaar.com <mailto:msporny@digitalbazaar.com>>
> Date: 10/07/2015 09:44PM
> Subject: Web Payments WG Charter Changes
> 
> Here's a list of changes to aid us in reviewing the updated Web
> Payments WG Charter:
> 
> Front Matter
> 1. Initial Chairs - missing second chair?
> 2. Goals greatly simplified.
> 
> Scope
> 3. Scope simplified to only include messages, flows, and "an API"
> 4. Mentions of a "mediating use agent" API
> 5. Shift from "standardize" to "Recommend"
> 
> Definitions
> 6. Definition of "digital wallet"
> 
> Require Capabilities
> 7. Simplification of introductory text
> 8. Pre-payment "with the user agent" vs. "via the user agent"
> 9. Negotiation - simplification of language
> 10. Addition of "deferred payment execution"
> 
> Digital Wallets
> 11. Shortened definition of digital wallet
> 12. Non-browser payment flows API
> 13. loyalty schemes and coupons, digital receipts, digital credentials,
>     tickets, and location services are out of scope.
> 
> Security and Privacy Considerations
> 14. Minor updates to language
> 
> Web Payments Messages Recommendation
> 15. Minor changes + server-to-server communication language added
> 
> Web Payments APIs Recommendation
> 16. Gross simplification of text
> 
> Process and Planning
> 17. New section on preferring CG input and W3C Member Submissions
> 
> Licensing
> 18. New permissive document licensing section
> 
> -- manu
> 
> -- 
> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
> Founder/CEO - Digital Bazaar, Inc.
> blog: Web Payments: The Architect, the Sage, and the Moral Voice
> https://manu.sporny.org/2015/payments-collaboration/ <https://manu.sporny.org/2015/payments-collaboration/>
> 
> 
> 
>