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Re: Web Payments WG Charter Changes

From: Joseph Potvin <jpotvin@opman.ca>
Date: Sun, 11 Oct 2015 19:14:36 -0400
Message-ID: <CAKcXiSqEAJd=6J7_3=5S3hcoQO6Bw2J=4FOi7PBrtNbWLV6=7w@mail.gmail.com>
To: Web Payments IG <public-webpayments-ig@w3.org>
RE: 6. Definition of "digital wallet"

Based on earlier list discussions, it seems there's more than one "school
of thought" about this. Certainly there is disagreement in the payments
industry as to how to define it.

According to Mobile Payments Today’s “Mobile Wallet Comparison Guide 2015,”
it is as difficult to determine a precise definition for a ‘mobile wallet’
as it is to determine the total number of mobile wallet providers."
Source:
http://www.mobilepaymentstoday.com/static_media/filer_public/c0/5a/c05a213e-9f4b-4274-a661-fb2a872d602a/cardlinx_guide_final.pdf

Therefore I'd like to suggest that this be approached as "Definitions of
"digital wallet".

By approaching this in a dualistic or if appropriate, a pluralistic way,
we'd at least make progress towards understanding what the various camps
agree and disagree about.

A pragmatic consideration is that it will likely be much quicker to arrive
at two or three interesting and useful definitions of "digital wallet" than
to arrive a single one.

Joseph Potvin
Project Coordinator, DataKinetics
Operations Manager | Gestionnaire des opérations
The Opman Company | La compagnie Opman
jpotvin@opman.ca
Mobile: 819-593-5983
LinkedIn <https://www.linkedin.com/pub/joseph-potvin/2/148/423>

On Sun, Oct 11, 2015 at 6:36 PM, Nitin Gaur <ngaur@us.ibm.com> wrote:

> I'd be happy to add to Digital Wallet definitions and non browser flows.
>
> N
>
> :)
> Nitin Gaur
> IBM Blockchain
> 512-789-5300
>
> -----Manu Sporny <msporny@digitalbazaar.com> wrote: -----
> To: Web Payments IG <public-webpayments-ig@w3.org>
> From: Manu Sporny <msporny@digitalbazaar.com>
> Date: 10/07/2015 09:44PM
> Subject: Web Payments WG Charter Changes
>
> Here's a list of changes to aid us in reviewing the updated Web
> Payments WG Charter:
>
> Front Matter
> 1. Initial Chairs - missing second chair?
> 2. Goals greatly simplified.
>
> Scope
> 3. Scope simplified to only include messages, flows, and "an API"
> 4. Mentions of a "mediating use agent" API
> 5. Shift from "standardize" to "Recommend"
>
> Definitions
> 6. Definition of "digital wallet"
>
> Require Capabilities
> 7. Simplification of introductory text
> 8. Pre-payment "with the user agent" vs. "via the user agent"
> 9. Negotiation - simplification of language
> 10. Addition of "deferred payment execution"
>
> Digital Wallets
> 11. Shortened definition of digital wallet
> 12. Non-browser payment flows API
> 13. loyalty schemes and coupons, digital receipts, digital credentials,
>     tickets, and location services are out of scope.
>
> Security and Privacy Considerations
> 14. Minor updates to language
>
> Web Payments Messages Recommendation
> 15. Minor changes + server-to-server communication language added
>
> Web Payments APIs Recommendation
> 16. Gross simplification of text
>
> Process and Planning
> 17. New section on preferring CG input and W3C Member Submissions
>
> Licensing
> 18. New permissive document licensing section
>
> -- manu
>
> --
> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
> Founder/CEO - Digital Bazaar, Inc.
> blog: Web Payments: The Architect, the Sage, and the Moral Voice
> https://manu.sporny.org/2015/payments-collaboration/
>
>
>
>
Received on Sunday, 11 October 2015 23:15:26 UTC

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