Re: Web Payments WG Charter Changes

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> On Oct 12, 2015, at 12:29 PM, Nick Shearer <nshearer@apple.com> wrote:
> 
> Although I totally understand there are a lot of different opinions over what exactly constitutes a “digital wallet” I think the charter needs to settle on an explicit definition, rather than a pragmatic approach. It would be most unfortunate if, for example, Participant A in the WG had a completely different idea as to what “digital wallet” meant than Participant B.
> 

I do not anticipate further changes to the definitions in the charter. Whether these definitions suffice for the WG deliverables can be determined by the WG.

Ian



>> On Oct 11, 2015, at 4:14 PM, Joseph Potvin <jpotvin@opman.ca> wrote:
>> 
>> RE: 6. Definition of "digital wallet"
>> 
>> Based on earlier list discussions, it seems there's more than one "school of thought" about this. Certainly there is disagreement in the payments industry as to how to define it. 
>> 
>> According to Mobile Payments Today’s “Mobile Wallet Comparison Guide 2015,” it is as difficult to determine a precise definition for a ‘mobile wallet’ as it is to determine the total number of mobile wallet providers." 
>> Source: 
>> http://www.mobilepaymentstoday.com/static_media/filer_public/c0/5a/c05a213e-9f4b-4274-a661-fb2a872d602a/cardlinx_guide_final.pdf
>> 
>> Therefore I'd like to suggest that this be approached as "Definitions of "digital wallet".
>> 
>> By approaching this in a dualistic or if appropriate, a pluralistic way, we'd at least make progress towards understanding what the various camps agree and disagree about.
>> 
>> A pragmatic consideration is that it will likely be much quicker to arrive at two or three interesting and useful definitions of "digital wallet" than to arrive a single one.
>> 
>> Joseph Potvin
>> Project Coordinator, DataKinetics
>> Operations Manager | Gestionnaire des opérations
>> The Opman Company | La compagnie Opman
>> jpotvin@opman.ca
>> Mobile: 819-593-5983
>> LinkedIn
>> 
>>> On Sun, Oct 11, 2015 at 6:36 PM, Nitin Gaur <ngaur@us.ibm.com> wrote:
>>> I'd be happy to add to Digital Wallet definitions and non browser flows.
>>> 
>>> N
>>> 
>>> :)
>>> Nitin Gaur
>>> IBM Blockchain
>>> 512-789-5300
>>> 
>>> -----Manu Sporny <msporny@digitalbazaar.com> wrote: -----
>>> To: Web Payments IG <public-webpayments-ig@w3.org>
>>> From: Manu Sporny <msporny@digitalbazaar.com>
>>> Date: 10/07/2015 09:44PM
>>> Subject: Web Payments WG Charter Changes
>>> 
>>> Here's a list of changes to aid us in reviewing the updated Web
>>> Payments WG Charter:
>>> 
>>> Front Matter
>>> 1. Initial Chairs - missing second chair?
>>> 2. Goals greatly simplified.
>>> 
>>> Scope
>>> 3. Scope simplified to only include messages, flows, and "an API"
>>> 4. Mentions of a "mediating use agent" API
>>> 5. Shift from "standardize" to "Recommend"
>>> 
>>> Definitions
>>> 6. Definition of "digital wallet"
>>> 
>>> Require Capabilities
>>> 7. Simplification of introductory text
>>> 8. Pre-payment "with the user agent" vs. "via the user agent"
>>> 9. Negotiation - simplification of language
>>> 10. Addition of "deferred payment execution"
>>> 
>>> Digital Wallets
>>> 11. Shortened definition of digital wallet
>>> 12. Non-browser payment flows API
>>> 13. loyalty schemes and coupons, digital receipts, digital credentials,
>>>     tickets, and location services are out of scope.
>>> 
>>> Security and Privacy Considerations
>>> 14. Minor updates to language
>>> 
>>> Web Payments Messages Recommendation
>>> 15. Minor changes + server-to-server communication language added
>>> 
>>> Web Payments APIs Recommendation
>>> 16. Gross simplification of text
>>> 
>>> Process and Planning
>>> 17. New section on preferring CG input and W3C Member Submissions
>>> 
>>> Licensing
>>> 18. New permissive document licensing section
>>> 
>>> -- manu
>>> 
>>> -- 
>>> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
>>> Founder/CEO - Digital Bazaar, Inc.
>>> blog: Web Payments: The Architect, the Sage, and the Moral Voice
>>> https://manu.sporny.org/2015/payments-collaboration/
>