- From: Kevin O'Brien <kevin@kiva.org>
- Date: Tue, 23 Apr 2019 16:12:21 -0700
- To: Christopher Allen <ChristopherA@lifewithalacrity.com>
- Cc: Credentials Community Group <public-credentials@w3.org>
- Message-ID: <CAJmx4Nzo5Q180ieRDq0u_fpgNrQMqZ_CzerNVQnMSTYMWB-83Q@mail.gmail.com>
Here's ours: https://www.kiva.org/protocol "Kiva, Sierra Leone and U.N. agencies announced the first implementation of the Kiva Protocol on Sept. 27, 2018, at the U.N. General Assembly. The Kiva Protocol will be used to create a nationwide digital identification system designed to help the country’s 7 million citizens access the financial services they need to improve their lives. Globally, 1.7 billion adults are unbanked, including 80% of the citizens of Sierra Leone. Two of the major barriers to accessing financial services are a lack of formal identification and a lack of verifiable credit history. The new Kiva Protocol is designed to address these barriers by using distributed ledger technology to issue digital identification to all citizens. Through the Kiva Protocol, both formal and informal financial institutions (from banks to shopkeepers giving credit) can help contribute to a person’s credit history." For picture, you could credit and use the photo here of President Bio announcing it: https://www.forbes.com/sites/rogerhuang/2019/01/23/kiva-partners-with-un-and-sierra-leone-to-credit-score-the-unbanked-with-blockchain/#2f43f98460a4 or could just use our logo. As for thoughts on privacy and legislation, especially around KYC/AML, one thing I bring up a lot is a hope that eventually laws and regulations will support financial institutions only needing to verify that the individual can present a KYC/AML credential, but not have to actually show any of the PII. Thus, I could go to any accredited KYC/AML verification provider I choose, present them with the PII they need to verify, then receive a verifiable credential indicating the check has been done/passed and meets a certain standard. This credential would be presented to a bank when applying with them. This would actually make things more efficient for banks, but banks are often conservative and I believe would really need legislation or governmental guidance pushing them in this direction to get there. On Tue, Apr 23, 2019 at 3:37 PM Christopher Allen < ChristopherA@lifewithalacrity.com> wrote: > I've been asked to run a session in Wyoming during the next legislative > Blockchain Task Force on May 6th & 7th on the topic of possible new state > laws & regulations around identity and privacy. As Wyoming has passed 13 > different laws related to cryptographic technologies and blockchain in the > last two years, there is a real opportunity to help set the legislative > agenda not only for the Wyoming but also the United States and the rest of > the world. > > I need two things: > > - A list of government supported decentralized identity projects > sponsored by or intended for governments. I have a list of some Sovrin and > Veres One projects, but am missing quite a few from other companies. In > particular, there are a lot of companies doing KYC/AML pilots with > governments that I don't have details on. Seeking a short > sentence/paragraph of the project, and a picture and link I can put on a > slide for each. > > > - Any thoughts on what regulatory guidance or laws might be > appropriate for a libertarian privacy-oriented state government? > - What do people think of Illinois biometric laws, can Wyoming do > better? > - How do we limit AML regs from requiring money transmitter > licenses from most every consumer Lightning Node, Proof-of-Stake holder, or > small-time cryptocurrency miner, and thus forcing them to AML register all > transfers and thus violating privacy of users? > - How to we prevent court requests for seizure of keys and instead > only demand transfer of digital assets, as keys protect both personal > information and digital assets. > - How do we persuade them to consider that personal data doesn't > easily fall into simple definitions of property, and to be careful about > regulating PII as property, aka #RightsNotProperty? > - Other identity/privacy oriented thoughts? > > Thanks! > > -- Christopher >
Received on Tuesday, 23 April 2019 23:12:55 UTC