- From: Dennis A Smith <dennis@dennis.co.nz>
- Date: Mon, 16 Mar 2015 01:34:19 +1400
- To: Web Payments CG <public-webpayments@w3.org>
- Message-ID: <CAOS-hrKOHTAFeP18deaF+0H-5Jgh5X+jQhX3gsK1gLod3cbftQ@mail.gmail.com>
I'm also interested in a URL thanks if someone has it. Cheers Regards Dennis A. Smith - www.dennis.co.nz - My digital home Camp Samoa - www.campsamoa.com - Samoa on a budget! SWAP Foundation - www.swapsamoa.com - Home of Samoa voluntourism Gold Tick Services Ltd - www.goldtick.co.nz - Information facilitators: print & web WWOOF Samoa - www.wwoofsamoa.com - Volunteering on organic farms in Samoa. Samoa Village Stays - www.samoavillagestays.com - Experience third-world rural Samoa - - - - - - - - Phone (landline): +685 22-777 Phone (mobile): +685 777-9999 Street: Camp Samoa, Aleisa East, Samoa Postal: P O Box 55, Apia, Samoa Email: dennis@dennis.co.nz Club Credits Code: FX693M8 Twitter: @victusinambitus Facebook: www.facebook.com/victusinambitus Skype: victusinambitus - - - - - - - - On 15 March 2015 at 23:17, Joseph Potvin <jpotvin@opman.ca> wrote: > Can anyone find a link to that related Goldman Sachs report from a few > days ago? > > > http://www.coindesk.com/goldman-sachs-report-says-bitcoin-could-shape-future-of-finance/ > "The report, published yesterday, is titled *The Future of Finance: > Redefining The Way We Pay in the Next Decade*. It's written by James > Schneider and SK Prasad Borra, payments analysts at the bank's research > division." > > Lots of reporting about it, but it seems hard to track down. > > Joseph Potvin > > On Sun, Mar 15, 2015 at 3:09 AM, Melvin Carvalho <melvincarvalho@gmail.com > > wrote: > >> >> >> On 15 March 2015 at 03:46, Daniel Chcouri <333222@gmail.com> wrote: >> >>> ---------- Forwarded message ---------- >>> From: "SA Breaking News Team" <account@seekingalpha.com> >>> Date: 15 Mar 2015 04:14 >>> Subject: IBM: Reuters: IBM working on payment system featuring Bitcoin's >>> core technology >>> To: <333222@gmail.com> >>> Cc: >>> >>> *Reuters: IBM working on payment system featuring Bitcoin's core >>> technology >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2369066-reuters-ibm-working-on-payment-system-featuring-bitcoins-core-technology?source=email_rt_mc_title&auth_param=645cj:1ag95j4:dca2346557e9e4b252c5f82efbb48160&app=1&uprof=45> >>> * 4:11 PM* >>> Eric Jhonsa >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2369066-reuters-ibm-working-on-payment-system-featuring-bitcoins-core-technology#open_message=true>, >>> SA News Editor >>> >>> - Reuters >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://www.reuters.com/article/2015/03/12/us-bitcoin-ibm-idUSKBN0M82KB20150312> >>> reports IBM >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm?source=email_rt_mc_body&app=n> >>> is working on a digital cash/payment system that would rely on the >>> blockchain >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://en.wikipedia.org/wiki/Bitcoin#Block_chain> >>> - the transaction ledger technology that underpins Bitcoin (COIN >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/coin?source=email_rt_mc_body&app=n>, >>> OTCQB:BTCS >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/btcs?source=email_rt_mc_body&app=n>) >>> and other virtual currencies - to enable transactions for major currencies >>> that don't require a bank or payment processor, thus lowering transaction >>> costs. >>> - Big Blue has reportedly "been in informal discussions about a >>> blockchain-tied cash system with a number of central banks, including the >>> U.S. Federal Reserve." If central banks approve the concept, IBM will >>> "build the secure and scalable infrastructure for the project." >>> - A source: "When somebody wants to transact in the system, instead >>> of you trying to acquire a Bitcoin, you simply say, here are some U.S. >>> dollars. It's sort of a Bitcoin but without the Bitcoin." >>> - Bitcoin's ability to enable transactions with far lower fees than >>> those charged by credit card processors (Visa, MasterCard, etc.) and >>> traditional online payment platforms (e.g. PayPal) has led many big online >>> merchants to support >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2173085-microsoft-begins-accepting-bitcoin?source=email_rt_mc_body&app=n> >>> the virtual currency. However, Bitcoin's tremendous volatility >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2222606-bitcoin-prices-plunge-below-200?source=email_rt_mc_body&app=n> >>> - after peaking above $1,100 in late 2013, Bitcoin now trades below $300 - >>> has scared off many would-be users. >>> - In theory, IBM's solution would provide the transaction cost >>> benefits of Bitcoin, while allowing consumers to rely on dollars, euros, >>> yen, etc. The reported solution could be linked to a user's bank account >>> via digital wallet software. >>> - Also: Whereas Bitcoin is completely decentralized, central banks >>> would serve as overseers for the IBM-backed currency system. "These coins >>> will be part of the money supply," says Reuters' source. "It's the same >>> money, just not a dollar bill with a serial number on it, but a token that >>> sits on this blockchain." >>> >>> >> It's great that a big name like IBM are working on lowering the costs of >> transactions. There's no reason why with modern technology the cost and >> speend of sending money should be greater than the cost and speed of >> sending an SMS. If banking were invented today, it may not be. This is an >> urgent imperative that can help prevent humanitarian crises caused by many >> people in extreme poverty without access to financial services. As Bill >> Gates said about bitcoin, "It shows how cheap it can be" >> >> However, block chain technology is not a pre requisite for this. A >> central mint would also work too. I had a discussion with one of the CTO's >> of Goldman Sachs recently about bitcoin. He was a bitcoin skeptic, and >> said to me that the current financial system could do everything that >> bitcoin could do, so why do we need it. I replied that competition can >> potentially drive down costs. At that point he had a lightbulb moment, and >> suddenly saw the value proposition, after which, he was in agreement block >> chain technology was a good thing. >> >> Related: >> >> http://i.imgur.com/EaSSN5f.jpg >> >> >>> Read comments >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2369066-reuters-ibm-working-on-payment-system-featuring-bitcoins-core-technology?source=email_rt_mc_readmore&app=1&auth_param=645cj:1ag95j4:dca2346557e9e4b252c5f82efbb48160&uprof=45#email_link> >>> >>> Are you Bullish or Bearish on IBM? >>> >>> Bullish >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2369066-reuters-ibm-working-on-payment-system-featuring-bitcoins-core-technology?source=email_rt_mc_bullish&vote=bullish&ticker=IBM&auth_param=645cj:1ag95j4:dca2346557e9e4b252c5f82efbb48160> >>> Bearish >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2369066-reuters-ibm-working-on-payment-system-featuring-bitcoins-core-technology?source=email_rt_mc_bearish&vote=bearish&ticker=IBM&auth_param=645cj:1ag95j4:dca2346557e9e4b252c5f82efbb48160> >>> >>> * IBM price at time of publication: $154.28. Check IBM price now >> >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm?source=email_rt_mc_price&app=1> >>> * >>> >>> *Get alerts on the stocks mentioned:* >>> >>> +COIN >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/email_preferences?source=email_rt_mc_alert&user_email=6428051&go=17b9b2981d0bbe40e1027a83719bf640bf17a6&direct_rta=ar,mc&symbol=coin> Winklevoss >>> Bitcoin Trust ETF >>> >>> +BTCS >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/email_preferences?source=email_rt_mc_alert&user_email=6428051&go=17b9b2981d0bbe40e1027a83719bf640bf17a6&direct_rta=ar,mc&symbol=btcs> Bitcoin >>> Shop Inc. >>> >>> Manage all your alert subscriptions >> >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/email_preferences?source=email_rt_mc_mng_top> >>> >>> Focus Articles on IBM >>> >>> - IBM: Why I'm Now Bearish >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2990066-ibm-why-im-now-bearish?source=email_rt_mc_focus_0&app=1> >>> by Bill Maurer >>> - IBM Cloud Services (Part 2) >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2981306-ibm-cloud-services-part-2?source=email_rt_mc_focus_1&app=1> >>> by Trefis >>> - IBM Cloud Services (Part I) >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2981296-ibm-cloud-services-part-i?source=email_rt_mc_focus_2&app=1> >>> by Trefis >>> >>> More News on IBM >>> >>> - IBM drops 2.8% as euro sells off >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/news/2368336-ibm-drops-2_8-percent-as-euro-sells-off?source=email_rt_mc_news_0&app=1> Mar >>> 13, 1:37 PM ET (Seeking Alpha) >>> - Why Buffett is sticking with IBM >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://www.cnbc.com/id/102464032?source=sa> Mar >>> 2, 6:45 AM ET (CNBC) >>> - Did Japanese experts build an artificial brain? >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://www.cnbc.com/id/102425046?source=sa> Feb >>> 13, 6:55 PM ET (CNBC) >>> >>> Press Releases on IBM >>> >>> - Report: IBM Global Business Services Ranked #1 in Thought >>> Leadership >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/pr/12809246-report-ibm-global-business-services-ranked-1-in-thought-leadership?source=email_rt_mc_press_0&app=1> >>> (PR Newswire) >>> - Low-Power Networking Technology from IBM and Semtech to Help >>> Enable Telcos to Launch New Services for the Internet of Things >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/pr/12796096-low-power-networking-technology-from-ibm-and-semtech-to-help-enable-telcos-to-launch-new-services-for-the-internet-of-things?source=email_rt_mc_press_1&app=1> >>> (PR Newswire) >>> - Report: IBM among vendors that "Lead the Pack" for large >>> enterprise mobile app services providers >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/pr/12793016-report-ibm-among-vendors-that-lead-the-pack-for-large-enterprise-mobile-app-services-providers?source=email_rt_mc_press_2&app=1> >>> (PR Newswire) >>> >>> Related Articles on IBM >>> >>> - Tracking The Sequoia Fund - Q4 2014 >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2995606-tracking-the-sequoia-fund-q4-2014?source=email_rt_mc_related_0&app=1> >>> by V is for Value >>> - Investors Should Realize That The Market Is Usually Right >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2995476-investors-should-realize-that-the-market-is-usually-right?source=email_rt_mc_related_1&app=1> >>> by Aristofanis Papadatos >>> - It's Time To Turn Bearish On Rackspace, Again! >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2989306-its-time-to-turn-bearish-on-rackspace-again?source=email_rt_mc_related_2&app=1> >>> by Brian Nichols >>> >>> *StockTalk on IBM:* IBM StockTalk >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/stocktalks?source=email_rt_mc_stocktalk&app=1> >>> | Twitter IBM >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/twitter?source=email_rt_mc_stocktalk&app=1> >>> | Twitter $IBM >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/twitter/$?source=email_rt_mc_stocktalk&app=1> >>> | IBM Instablogs >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/instablogs?source=email_rt_mc_stocktalk&app=1> >>> >>> *Recent Market Alerts on IBM:* All news >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/news?source=email_rt_mc_more&app=1> >>> | Earnings >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/news/earnings?source=email_rt_mc_more&app=1> >>> | Dividends >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/news/dividends?source=email_rt_mc_more&app=1> >>> | M&A >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/news/m-a?source=email_rt_mc_more&app=1> >>> | On the move >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/symbol/ibm/news/on-the-move?source=email_rt_mc_more&app=1> >>> Transcripts on IBM >>> >>> - International Business Machines' (IBM) Presents at Morgan Stanley >>> Technology, Media & Telecom Conference (Transcript) >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2970476-international-business-machines-ibm-presents-at-morgan-stanley-technology-media-and-telecom-conference-transcript?source=email_rt_mc_transcripts_0&app=1> >>> by SA Transcripts >>> - International Business Machines' (IBM) Q4 2014 Results - Earnings >>> Call Transcript >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2834906-international-business-machines-ibm-q4-2014-results-earnings-call-transcript?source=email_rt_mc_transcripts_1&app=1> >>> by SA Transcripts >>> - International Business Machines (IBM) Q4 2014 Results - Earnings >>> Call Webcast >>> <http://email.seekingalpha.com:80/track?type=click&mailingid=2369066&messageid=2900&databaseid=&serial=2900O2369066O1426363929051.0.17baf46bfdb5671ca0e7e807f87aa559&emailid=6428051&userid=6428051&extra=&&&3000&&&http://seekingalpha.com/article/2827766-international-business-machines-ibm-q4-2014-results-earnings-call-webcast?source=email_rt_mc_transcripts_2&app=1> >>> by SA Transcripts >>> >>> ------------------------------ >>> >>> Please do not forward this email. 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Received on Sunday, 15 March 2015 11:35:10 UTC