Re: [TIME CRITICAL] Provide input on Verifiable Claims Charter revision 2

On 27 March 2017 at 23:24, Manu Sporny <msporny@digitalbazaar.com <mailto:msporny@digitalbazaar.com>> wrote:
Hi all,

There is a second round of discussions happening on the Verifiable
Claims WG Charter related to payments use cases here:

https://lists.w3.org/Archives/Member/member-charters-review/2017Mar/0016.html <https://lists.w3.org/Archives/Member/member-charters-review/2017Mar/0016.html>

I strongly advise W3C Members that care about the payments use cases to
weigh in IMMEDIATELY.

We may find consensus around including payments, but limiting the use
cases into low risk use cases such as digital offers, digital receipts,
loyalty cards, and proof of age. If there are other low risk use cases
that your organization cares about around payments, you will want to
mention them or they may not be included in the charter.

To be clear, use cases around Know Your Customer and Verifiable Claims
use for financial transactions would be out of scope until we achieve a
number of low risk use cases in the payments industry. The expectation
would be that we could recharter the group to address the high risk use
cases once we've proven out the low risk use cases.

Seems to be two main ways to do payments

1. Leveraging the network layer, which favours large centralized parties (that have a large network)

2. Leveraging the message layer, which I think will normally require some kind of verified claim.  Can be used in either a centralized or decentralized scenario.

In practice, a bit of both will go on.  But part (2) seems like important strategic functionality for the future of the web.

Whether or not it makes it to the charter, I would hope there is some implementations on this front.
 

-- manu

-- 
Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
Founder/CEO - Digital Bazaar, Inc.
blog: Rebalancing How the Web is Built
http://manu.sporny.org/2016/rebalancing/ <http://manu.sporny.org/2016/rebalancing/>