RE: Updated Web Payments Working Group Charter - please indicate any serious concerns by Monday teleconference

Ian

I'm quite worried about one of the changes in this latest draft as a result of the management team review, specifically in the Scope section.

The new text says: "focused on the interactions between the payment schemes and the user agent and Web application" which immediately rings alarm bells me for (and therefore I'd guess for acquirer/processors) - typically today there are no direct interactions between payers and the schemes themselves for (for example) card payments - the interactions would be either between the payer (consumer) and payee (merchant) or with the processor/acquirer/gateway on behalf of the payee (merchant).  I don't think there'll be much enthusiasm in the merchant services industry for a specification which sets out to disintermediate acquirer/processor/gateways in its Scope statement.

Can we change to "between payer user agent and payee Web application" or something similar?

Also - what's the motivation for specifying the number of participants anticipated for the working group ("expected to have 10 participants")? Doesn't that just unnecessarily tie us up in knots if we have more or fewer?

Thanks
Nick

--
Nick Telford-Reed
e: nick.telford-reed@worldpay.com | m: +447799473854 | t: +44 203 664 5069

> -----Original Message-----
> From: Ian Jacobs [mailto:ij@w3.org]
> Sent: 25 July 2015 02:34
> To: Web Payments IG
> Subject: Updated Web Payments Working Group Charter - please indicate
> any serious concerns by Monday teleconference
> 
> Dear Interest Group,
> 
> On 20 July I sent a request to the W3C management team to approve the
> draft Web Payments Working Group charter [1] and to start W3C Member
> review in August.
> Two people from the management team reviewed the charter and sent
> detailed comments. I have updated the charter based on their comments. (I
> also made a few subsequent editorial changes such as alphabetizing the list
> of liaisons.)
> 
> Here are the detailed changes based on the review:
>  https://github.com/w3c/webpayments-

> ig/commit/cb764d239afa16fe6e5751177a1776044800957b
> 
> I believe all changes were improvements, either clarifying the scope or the
> nature of the deliverables.
> I have requested time during Monday’s teleconference to review the
> changes and answer any questions you may have. If you have serious
> concerns about any of the changes, please let me know and we’ll try to
> discuss them at Monday’s call.
> 
> I also have one question for the group: Jeff Jaffe observed that the flow in
> the current charter does not handle the case where there is no digital wallet.
> Jeff pointed out manual entry of card data will continue for some time, and
> that it might be possible to increase interoperability even when there is no
> wallet present. He asked me to check on the Interest Group’s consensus
> view:
> was the charter intended to increase interoperability even in the case of
> manual card data entry and no wallet, or was that considered out of scope
> for this charter.
> 
> I expect the management team to review the revised charter on 29 July. I
> plan to summarize any feedback from the IG on the charter changes in time
> for that call.
> 
> Talk to you Monday,
> 
> Ian
> 
> [1] http://www.w3.org/2015/06/payments-wg-charter.html

> --
> Ian Jacobs <ij@w3.org>      http://www.w3.org/People/Jacobs

> Tel:                       +1 718 260 9447
> 
> 

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Received on Sunday, 26 July 2015 21:23:25 UTC