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SPC for Open Banking

From: Anders Rundgren <anders.rundgren.net@gmail.com>
Date: Thu, 18 Feb 2021 08:27:56 +0100
To: Web Payments Working Group <public-payments-wg@w3.org>
Cc: "Scheja, Ortwin" <ortwin.scheja@src-gmbh.de>, Francis Pouatcha <fpo@adorsys.de>, Robache Hervé <herve.robache@stet.eu>, Chris Michael <chris.michael@openbanking.org.uk>, Nat Sakimura <nat@sakimura.org>
Message-ID: <2988cf04-126c-89ea-1b40-b5e376b3f0e0@gmail.com>
Since SPC for Open Banking is to be discussed at https://github.com/w3c/webpayments/wiki/Agenda-FTF2021 it might be of interest knowing that a recent API addition by the Berlin Group, Signed Payment Request (SPR), if combined with a revised SPC specification like outlined in https://github.com/w3c/webauthn/issues/1570 should work out-of-the-box (after the backend security has been established).

This would [finally] eliminate the need for Open Banking users to (in some OOB way) inform merchants which bank they use.

 From a PSD2 perspective, a compliant TPP would perform the role of an acquirer.

Received on Thursday, 18 February 2021 07:28:14 UTC

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