- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Thu, 9 Apr 2020 07:39:50 +0200
- To: Web Payments Working Group <public-payments-wg@w3.org>
- Cc: Chris Michael <chris.michael@openbanking.org.uk>, Robache Hervé <herve.robache@stet.eu>, "Scheja, Dr. Ortwin" <ortwin.scheja@src-gmbh.de>
From what I can deduct from the minutes, the progress on the connection between Open Banking and PaymentRequest seems to be quite limited. There is a simple explanation to that: The Open Banking payment concept requires the user to interact with not less than three entities during checkout: - Merchant - PISP - Bank You might add a payment handler as a "helper" but it would also add fuzz to the on-boarding process which is a big no-no. The Open Banking payment concept will likely get a hard time on the market since banks are also betting on already established "omnichannel" mobile payment solutions and dedicated APIs like Swish(SE), Vipps(NO), MobilePay(DK), PayLib(FR), TWINT(CH), etc. FWIW, I have proposed an enhancement to the PISP security model which indeed would make it compatible with PaymentRequest. thanx, Anders On 2020-04-02 21:43, Ian Jacobs wrote: > Dear Web Payments Working Group, > > Thank you for participating in this week’s virtual meeting. Here are the minutes from the four days (in order). These are also > linked from the meeting page [1]: > > • 30 March on payment handlers > https://www.w3.org/2020/03/30-wpwg-minutes.html > > • 31 March on SRC > https://www.w3.org/2020/03/31-wpwg-minutes.html > > • 1 April on authentication, payment handlers, and open banking > https://www.w3.org/2020/04/01-wpwg-minutes.html > > • 2 April on merchant feedback, open banking > https://www.w3.org/2020/04/02-wpwg-minutes.html > > If you spot any errors, please let me know. I do not yet have links to all of the presentations but I hope to have them soon > (and then I will add links to the minutes). > > Ian > > [1] https://github.com/w3c/webpayments/wiki/FTF-Mar2020 > -- > Ian Jacobs <ij@w3.org> > https://www.w3.org/People/Jacobs/ > Tel: +1 718 260 9447 > > > > >
Received on Thursday, 9 April 2020 05:40:08 UTC