- From: Adrian Hope-Bailie <adrian@coil.com>
- Date: Tue, 25 Jun 2019 13:34:31 +0300
- To: Ian Jacobs <ij@w3.org>
- Cc: Payments WG <public-payments-wg@w3.org>
- Message-ID: <CAFYU5zb1oqs2_L4FFNMC3ZZ5jObA2ggLhWqU9hdZiHTZjU0N8Q@mail.gmail.com>
Hi all, I wanted to expand a little on the topic of "Risk assessment vs privacy" just to set the context and ensure those interested in this discussion make sure to join. This is one of those "meta" topics that I think we'd all benefit from discussing widely. In short, there are two sides to this: On the one hand, the payments industry prioritises security over most else and specifically goes to great lengths to assess the risk of authorizing a payment that may be fraudulent. The logic to authorize a payment is seldom binary, it's often a pretty fuzzy assessment based on various risk factors. The greatest tool for this is data. Lots of contextual data about the transaction including device fingerprints, user data, location data and more. On the other hand, we have the privacy focused members of the Web community who are battling against the prevalent data collection that happens online to facilitate the advertising industry's need for better ad-targeting. As you can see these two groups' requirements are at odds, even though their motives are not so even if we can just understand each other's point of view I think that's a good start. On Mon, 24 Jun 2019 at 20:04, Ian Jacobs <ij@w3.org> wrote: > Hi all, > > Agenda for our 27 June call from 10-11am ET: > https://github.com/w3c/webpayments/wiki/Agenda-20190627 > > Currently that involves: > > - PR API 1.0 > • Implementation report status update > • Generating momentum for the APIs > - Draft FTF agenda > - Risk assessment, privacy, and identity requirements > • Upcoming WPSIG agenda > • Seeking help defining one or more problem statements > > Meeting information: > http://www.w3.org/2015/11/wpwg.ics > > Irc channel on irc.w3.org: #wpwg > > Thank you, > > Ian > > -- > Ian Jacobs <ij@w3.org> > https://www.w3.org/People/Jacobs/ > Tel: +1 718 260 9447 > > > > > >
Received on Tuesday, 25 June 2019 10:35:13 UTC