- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Thu, 12 Feb 2026 11:14:59 +0100
- To: Jori Lehtinen <lehtinenjori03@gmail.com>, Christopher Allen <ChristopherA@lifewithalacrity.com>
- Cc: Detlef Hühnlein (ecsec GmbH) <detlef.huehnlein@ecsec.de>, public-credentials@w3.org
On 2026-02-12 08:08, Jori Lehtinen wrote: [...] > > If both frameworks keep the idea of “choose the wallet you want” and portability across wallets, that’s a strong base. Unfortunately (for the EU) it doesn't work like this for several reasons: - There is no money in building wallets, only [high and sustained] costs - Banks and VLOPs (Very Large Online Providers) are unlikely to accept more than a handful of wallets. In fact, GSDV in Germany has already begun integrating EUDIW functionality in their mobile banking app. Fragmentation is a European specialty. - Last but not least: the payment part of the EUDIW is way below the competition and will [rightfully] be rejected. The competition is both fierce and more focused. The EUDIW folks talks about SCA (Strong Customer Authentication). However, EU banks have SCA in production since years back. Regards, Anders
Received on Thursday, 12 February 2026 10:15:05 UTC