Re: Where does loyalty cards enter in the transaction?

On 2014-10-20 17:33, Manu Sporny wrote:
> On 10/20/2014 10:56 AM, Anders Rundgren wrote:
>> Doesn't loyalty credentials have to be provided before the actual
>> payment request in order to possibly adjust the price?
>
> We've been modeling a loyalty card as just another form of credential
> (in the Credentials CG sense of the word). So, the buy flow would look
> something like this:
>
> 1. Merchant requests loyalty card credential (if you have one).
> 2. Credential is delivered, price is adjusted.
> 3. Customer initiates payment.
> 4. Digital receipt is delivered to merchant.
>
> This whole process could be automated w/ a more streamlined buyflow:
>
> 1. Merchant provides two invoices one with loyalty card and one without.
> 2. Customer is notified of a discount opportunity and is prompted to
>     send loyalty card along with payment.
> 3. Payment is made.
> 4. Digital receipt, with embedded loyalty card info, is delivered to
>     merchant.
>
> There are some other buy flows that are interesting as well, but the
> general idea here is that a loyalty card is a type of credential (not a
> payment instrument).

That was exactly the answer I was hoping for!

Anders

>
> -- manu
>

Received on Monday, 20 October 2014 15:45:16 UTC