W3C home > Mailing lists > Public > public-webpayments@w3.org > October 2014

Re: Apple Pay and Innovation

From: Michiel de Jong <michiel@unhosted.org>
Date: Sun, 5 Oct 2014 09:47:20 +0100
Message-ID: <CA+aD3u3RxWwBxU9HqsAcVkAEa45scqCPSSidRG7J8j1V75TbPg@mail.gmail.com>
To: Anders Rundgren <anders.rundgren.net@gmail.com>
Cc: Brent Shambaugh <brent.shambaugh@gmail.com>, Web Payments CG <public-webpayments@w3.org>
I think the only realistic option for us here is to design a system, or a
few different systems (hopefully compatible with each other), which people
can use locally, among groups of friends, or for instance within a family,
in the context of a sportsclub, or to power the website of a local
Bank-of-Time project. There, some of our work might stand a chance of
getting adopted.

For transactions between strangers (as in, person A visiting the website of
person B for the first time), I don't see as many ways in as for
transactions between people who already trust each other.

My 2ct,

On Sun, Oct 5, 2014 at 6:38 AM, Anders Rundgren <
anders.rundgren.net@gmail.com> wrote:

> On 2014-10-05 04:15, Brent Shambaugh wrote:
>> I imagine introducing web payments might enable new business models. How
>> it gains traction is unknown to me.
> Brent, my open question was not really about new business models but how
> you (if you're not Apple) can:
> 1) Advance technology by a mile
> 2) Get slowly-moving entities like banks to adopt the technology on a
> scale where it matters
> Anders
>> -Brent Shambaugh
>> Website: bshambaugh.org <http://bshambaugh.org>
>> On Sat, Oct 4, 2014 at 8:20 AM, Anders Rundgren <
>> anders.rundgren.net@gmail.com <mailto:anders.rundgren.net@gmail.com>>
>> wrote:
>>     Going back to my plentiful threads about the importance of "Pushing
>> the Envelope"
>>     I can't help mentioning that Apple Pay requires iPhone 6.   One might
>> say that
>>     this fits Apple's business model which is true, but equally true is
>> that if they had
>>     tried a fall-back scheme for the older devices, the banks wouldn't
>> have bothered
>>     with the fancy stuff => NO INNOVATION.
>>     Now to the $1M question:
>>     If you're not Apple but rather a non-profit organization with a
>> rather disparate set
>>     of members, how do you achieve something similar?
>>     Since I'm not a W3C member I don't have to answer this question :-)
>>     Anders
Received on Sunday, 5 October 2014 08:47:50 UTC

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