This has already been discussed somewhere, so apologies ahead of time. If a payment app is able to match the payment method a merchant asked for but choses not to for whatever reason (technical limitations, fraud concerns, rollout gating, etc) is there affordance for the payment app to silently decline to be part of the payment app selection process for a particular payment request? Essentially, does the payment app have a means of not being a listed option for a given payment request?
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https://github.com/w3c/webpayments-payment-apps-api/issues/92