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Re: Organize a chat on account/ledger capabilities?

From: Swendseid, Claudia <claudia.swendseid@mpls.frb.org>
Date: Thu, 3 Sep 2015 15:56:09 +0000
To: "'nshearer@apple.com'" <nshearer@apple.com>, "'Kris.KETELS@swift.com'" <Kris.KETELS@swift.com>
CC: "'adrian@hopebailie.com'" <adrian@hopebailie.com>, "'kepeng.lkp@alibaba-inc.com'" <kepeng.lkp@alibaba-inc.com>, "Adler, Patrick" <patrick.adler@chi.frb.org>, "'adrian@ripple.com'" <adrian@ripple.com>, "'E.R.Fekkes@rn.rabobank.nl'" <E.R.Fekkes@rn.rabobank.nl>, "'Cyril.VIGNET@bpce.fr'" <Cyril.VIGNET@bpce.fr>, "'j.j.spaanderman@dnb.nl'" <j.j.spaanderman@dnb.nl>, "'public-webpayments-ig@w3.org'" <public-webpayments-ig@w3.org>, "'ij@w3.org'" <ij@w3.org>
Message-ID: <E1ZXWsT-0006EJ-BN@maggie.w3.org>
ISO membership is a little more complicated than this comment suggests.

First, ISO has hundreds of technical committees focusing on a huge variety of standards areas - so its scope is very broad.
As a result in total it has much broader and diverse representation and membership than W3C.

ISO is structured mainly to have representatives (or members) through sovereign countries and their approved, open/consensus standards bodies . These underlying organizations such as ANSI accredited organizations such as X9 and X12 in the U,S, have very open membership provisions. So the US Fed participates in ISO technical committees through our participation in standards groups such as X9 and X12.

I think the "restictive" characterization that Nick notes relates to organizations that want to participate in ISO without coming through the relevant country based standards organization.

I think its more accurate to describe W3C and ISO as having different models as it relates to membership and standards development.

Claudia


Claudia Swendseid

From: Nick Shearer [mailto:nshearer@apple.com]
Sent: Thursday, September 03, 2015 09:38 AM
To: KETELS Kris <Kris.KETELS@swift.com>
Cc: Adrian Hope-Bailie <adrian@hopebailie.com>; Kepeng Li <kepeng.lkp@alibaba-inc.com>; Adler, Patrick; Adrian Hope-Bailie <adrian@ripple.com>; Evert Fekkes <E.R.Fekkes@rn.rabobank.nl>; VIGNET cyril <Cyril.VIGNET@bpce.fr>; j.j.spaanderman@dnb.nl <j.j.spaanderman@dnb.nl>; Web Payments IG <public-webpayments-ig@w3.org>; Ian Jacobs <ij@w3.org>
Subject: Re: Organize a chat on account/ledger capabilities?


On Sep 2, 2015, at 4:40 AM, KETELS Kris <Kris.KETELS@swift.com<mailto:Kris.KETELS@swift.com>> wrote:

Hi Adrian,

Can you explain why you qualify ISO standards as being the opposite of open W3C standards?
I myself haven’t encountered a more open (financial) standard as ISO 20022.

Any company can join W3C. ISO membership is strictly controlled. Why should a W3C standard be beholden to one that only a minority of its members can ever have direct representation on?



Kind regards
Kris


From: Adrian Hope-Bailie [mailto:adrian@hopebailie.com]
Sent: 19 August 2015 18:58
To: Ian Jacobs
Cc: Kepeng Li; Adler, Patrick; Adrian Hope-Bailie; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl<mailto:j.j.spaanderman@dnb.nl>; Web Payments IG
Subject: Re: Organize a chat on account/ledger capabilities?

Hi Ian,
Definitely interested. It would be great if the standards that were used for XS2A came out of this group and followed all of the open standards principles of the W3C and used Web technology as opposed to some ISO standard.
We need to get some direct participation from the EPC, EBA etc
Adrian

On 19 August 2015 at 18:45, Ian Jacobs <ij@w3.org<mailto:ij@w3.org>> wrote:
Hi Kepeng, Pat, Adrian, Evert, Cyril, Jurgen, (and others who may be interested),

I was chatting with Kepeng yesterday about capabilities related to account/ledger access. We were discussing
the sorts of useful things one could do if there were standard APIs for account/ledger access, including building
risk monitoring systems that would have an easier time working with diverse types of accounts. Also, I wondered
whether PSD2 regulation in Europe might be leading to a need for open standards to provide access to
accounts from Web applications.

Maybe we can organize a Thursday call around this topic so that we can determine who is interested, and
whether, for example, there is even enough interest to start a task force.

Please let me know if this discussion would interest you. Thanks!

Ian

--
Ian Jacobs <ij@w3.org<mailto:ij@w3.org>>      http://www.w3.org/People/Jacobs

Tel:                       +1 718 260 9447<tel:%2B1%20718%20260%209447>



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