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RE: Value Web Manifesto - Keeping up the momentum

From: <Joerg.Heuer@telekom.de>
Date: Thu, 28 May 2015 09:40:40 +0200
To: <adrian@hopebailie.com>
CC: <public-webpayments-ig@w3.org>
Message-ID: <FB5E170315856249A4C381355C027E4502912D033DA2@HE100041.emea1.cds.t-internal.com>
Hello Adrian,

The brevity of the text is absolutely appreciated!

The only thing I am missing – which would probably fit into any of the three first bullets, is increased transparency and user-control. I also had the feeling that the wording more often asks for the architecture to ‘not be in the way’. I’d try to show a bit more ambition to make it better… A few ideas below:

 *   Provides payees and payers unencumbered knowledge and choice in how to undertake payments. It is consistent with the purpose of the Web to enable payees to receive payments, and payers to pay, using their preferred payment instruments and payment schemes. The Web payments architecture must not restrict these choices, rather foster transparency of choices available.
 *   Improves the user experience. We want to improve the user experience in a variety of ways. These include reducing the need to provide data as part of a transaction (helpful on mobile in particular), simplifying payment user interfaces and interactions, standardizing the payment flow across all Web applications, and making it easier to make payments from a wide range of devices, such as computers, portable devices, televisions, eBooks, and automobiles. Taken together, we expect these improvements will lower the rate of "cart abandonment" and increase the velocity of payments made over the Web.
 *   Supports a wide spectrum of security and privacy needs to meet industry expectations. Trust in the Web of payments is critical to its success. To meet industry requirements and give people confidence to use the Web for payments, the architecture must support a wide spectrum of security requirements and solutions. This includes minimizing what sensitive information is shared as well as the ability to encrypt that information (both in transit and when stored). The architecture will also need to support an evolving variety of authentication techniques (multifactor, biometric, etc.) while establishing a set of interaction patterns which create a consistent user experience across those technologies.
Many thanks for the good work,


From: Adrian Hope-Bailie [mailto:adrian@hopebailie.com]
Sent: Mittwoch, 27. Mai 2015 15:38
To: Web Payments IG
Subject: Value Web Manifesto - Keeping up the momentum

Hi all,
The group has favored a more focused vision statement (https://www.w3.org/Payments/IG/wiki/Payment_Agent_Task_Force/Vision) than the manifesto which I circulated and which has had valuable feedback and contributions from the group.
I don't want to lose momentum behind the message in the manifesto but recognise it is a very low priority for the IG at this stage.
I would like to do the following:

 1.  Incorporate the feedback and contributions of anyone that is still interested in providing such
 2.  Circulate the manifesto amongst payments industry stakeholders to get support for the principles therein and signatories of the document itself.
 3.  Publish the manifesto online along with the list of signatories and open it up for other companies or individuals to add their signatures.

In doing this I want to acknowledge those that have contributed to the document but not include any names that do not wish to be included.

If any of the following people wish to be excluded please let me know:

 *   Manu Sporny
 *   Dave Longley
 *   Pat Adler
 *   Ian Jacobs
 *   Katie Haritos-Shea

Also, if there are any contributors I have missed that wish to be acknowledged please let me know.

I will circulate the final document to all contributors before it is published.

Received on Thursday, 28 May 2015 07:41:16 UTC

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