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RE: payment "diagrams"

From: Telford-Reed, Nick <Nick.Telford-Reed@worldpay.com>
Date: Thu, 12 Mar 2015 14:20:50 +0000
To: VIGNET cyril <Cyril.VIGNET@bpce.fr>, Ian Jacobs <ij@w3.org>
CC: Dave Raggett <dsr@w3.org>, Mario de Armas <Mario.Dearmas@walmart.com>, "Adler, Patrick" <patrick.adler@chi.frb.org>, Web Payments IG <public-webpayments-ig@w3.org>
Message-ID: <F83606EEAA40AC4EA2919143B15B74C18902C949@UKDC2-PC-MBX03.worldpay.local>
I'm very much +1 for the idea of a web of agents, where consumer digital wallets and payment terminals are simply current examples. The recent IBM ADEPT (Autonomous DEcentralized Peer to Peer Telemetry) paper anticipates these as peer objects that have embedded payment capabilities.

The paper's worth a read. I'm not sure of its official distribution status but it's relatively easy to find.

Nick
--
Nick Telford-Reed
e: nick.telford-reed@worldpay.com | m: +447799473854 | t: +44 203 664 5069


> -----Original Message-----
> From: VIGNET cyril [mailto:Cyril.VIGNET@bpce.fr]
> Sent: 11 March 2015 11:39
> To: Ian Jacobs
> Cc: Dave Raggett; Mario de Armas; Adler, Patrick; Web Payments IG
> Subject: RE: payment "diagrams"
> 
> The view of a web of agents is also my understanding (so far)
> 
> 
> Cyril
> 
> 
> -----Message d'origine-----
> De : Ian Jacobs [mailto:ij@w3.org]
> Envoyé : lundi 9 mars 2015 23:05
> À : VIGNET cyril
> Cc : Dave Raggett; Mario de Armas; Adler, Patrick; Web Payments IG Objet :
> Re: payment "diagrams"
> 
> 
> > On Mar 9, 2015, at 9:23 AM, VIGNET cyril <Cyril.VIGNET@bpce.fr> wrote:
> >
> > The analogy with a payment terminal seems to me very interesting. If we
> look at all the functions performed by a POS terminal we have both
> “merchant functions” and “cardholder functions” that are entangled. As
> mentioned Dave, the “user agent” should provide “cardholder functions”
> and the “server agent” should provide the “merchant functions” in a secure
> way (security easier to implement when having a unique hardware that a
> distributed system, I believe). Thanks Dave.
> 
> This sounds like and idea I’ve heard in other conversations: maybe we are
> building a web of agents, who talk amongst themselves (after
> authentication) asynchronously. So there are user payment agents and
> merchant payment agents and bank payment agents and so on. What are
> the APIs and data requirements to let them do their respective jobs?
> 
> Ian
> >
> > regards
> >
> 
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Received on Thursday, 12 March 2015 14:21:17 UTC

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