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Re: [webauthn] FIDO + 3DS is a strange combination (#1579)

From: Anders Rundgren via GitHub <sysbot+gh@w3.org>
Date: Thu, 04 Mar 2021 05:13:17 +0000
To: public-webauthn@w3.org
Message-ID: <issue_comment.created-790297435-1614834796-sysbot+gh@w3.org>
Dear @equalsJeffH, SPC is **Google**'s project which recently has been adopted by the W3C Payment WG (https://www.w3.org/blog/wpwg/2021/02/18/an-emv-3-d-secure-view-of-emvco-fido-and-w3c-activities/), _in practice_ replacing earlier deliverables including the **PaymentHandler** which (as I also predicted) probably wont go very far: https://github.com/cyberphone/doc/blob/gh-pages/payments/paymenthandler.md.

Being "excommunicated" by the Payment WG after airing diverging views of the merits of PaymentHandler, 3DS, and step-up authentication, I have to leave this topic here with a hope that it will be researched by people with interests making the FIDO ecosystem more attractive for banks.

FWIW, by rather taking the route I have proposed, _secure and convenient account-to-account (A2A) Web payments would finally be possible using pure Web technology_.  A2A is currently outside of what even Google and Apple Pay can do 😎  This would also be beneficial to **Open Banking** which is entirely focused on A2A operations.

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