Re: [w3ctag/design-reviews] Secure Payment Confirmation (#544)

Thanx @torgo
According to the draft: "Secure Payment Confirmation (SPC) is a Web API to support streamlined authentication during a payment transaction".

The competition in the form of mobile native-mode applications like Apple Pay, typically provide "An integrated and unified payment experience".

That is, SPC is underperforming already on the drawing board.  That SPC due to its lack of integration also requires at least one magnitude higher complexity of the merchant SW than the competition, doesn't bode well for its adoption by the market.

In fact, the architectural concepts underpinning SPC predates the advent of ubiquitous security hardware and powerful browsers with built-in payment support, which when put together are true game changers.

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