Re: [w3ctag/design-reviews] Secure Payment Confirmation (#544)

Since the primary originators behind SPC (Google and Stripe), didn't bother responding to pretty fundamental GitHub issues like
- https://github.com/w3c/secure-payment-confirmation/issues/52

- https://github.com/w3c/secure-payment-confirmation/issues/33

- https://github.com/w3c/secure-payment-confirmation/issues/32

- https://github.com/w3c/secure-payment-confirmation/issues/41


I couldn't resist creating a "challenger" specification and [associated PoC](https://mobilepki.org/fwp/home) to verify that my claims were not pure BS.

*Objectives*: After more than 25 years with the Web, we still lack an on-line payment authorization system that is:
- Standardized
- Convenient
- Universal
- Platform independent
- Provider neutral
- Secure
- GDPR and PCI compliant
- *Optionally* also usable at the PoS terminal

The ”humble” goal with [FIDO Web Pay](https://fido-web-pay.github.io/) is transforming this elusive dream into a reality 😇


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