W3C home > Mailing lists > Public > public-payments-wg@w3.org > November 2019

Re: [External Sender] Re: State of "payment-method-credit-transfer"

From: Robert Martin <robert.martin@capitalone.com>
Date: Tue, 12 Nov 2019 16:03:10 -0500
Message-ID: <CAHx4b2DThgpkjWxRzfDu7HNBu=OVsy=kixDQn20+Xq+sbGkoqg@mail.gmail.com>
To: Ian Jacobs <ij@w3.org>
Cc: Anders Rundgren <anders.rundgren.net@gmail.com>, Rouslan Solomakhin <rouslan@google.com>, Web Payments Working Group <public-payments-wg@w3.org>, VIGNET cyril <Cyril.VIGNET@bpce.fr>, KUNTZ Vincent <Vincent.KUNTZ@swift.com>, Matt Saxon <matt.saxon@gmail.com>
That's helpful Ian, thank you.

I'm not unfamiliar with PSD2 or Open Banking APIs so this helps pull the
whole story together.

On Tue, Nov 12, 2019 at 4:00 PM Ian Jacobs <ij@w3.org> wrote:

> > On Nov 12, 2019, at 1:32 PM, Robert Martin <robert.martin@capitalone.com>
> wrote:
> >
> > Hey all, question from a bit of a "noob":
> >
> > What's the business value from the Open Banking API approach?  Are we
> shooting for an easier (and more cost effective) integration to support
> bank bill pay use cases?  Do you envision any other meaningful use cases
> from this approach?
> HI Robert,
> The open banking API initiatives themselves are driven by PSD2. I imagine
> there is good EU documentation on the business rationale and use cases.
> The Web Payments WG interest is in ensuring that the anticipated good UX
> of PR API can be used to support those flows.
> Ian
> --
> Ian Jacobs <ij@w3.org>
> https://urldefense.proofpoint.com/v2/url?u=https-3A__www.w3.org_People_Jacobs_&d=DwIFAg&c=pLULRYW__RtkwsQUPxJVDGboCTdgji3AcHNJU0BpTJE&r=R42TiJiw1bu1swc_YHON4DY1ld3RTyHDVDaCImek898&m=13LzOOP_dQF8KUOdDUXGPcZOUnuqCHYH1sSefS2F_MM&s=LBKYR8lskE8GuzYSBUcqy7mVn9oOVeiigwhMKiFig8I&e=
> Tel: +1 718 260 9447

Robert Martin
Senior Manager - xCEL (xCommerce, EMI, Lab) Strategy
Capital One
804-432-4240 (M)


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Received on Tuesday, 12 November 2019 21:04:14 UTC

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