- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Wed, 10 Jun 2026 10:28:43 +0200
- To: Steffen Schwalm <Steffen.Schwalm@msg.group>, W3C Credentials Community Group <public-credentials@w3.org>
What is then the purpose this initiative? https://www.webuildconsortium.eu/news/we-build-is-launching-the-payments-interest-group There were over 90 persons on the call so obviously there is considerable interest in this topic! CEN kindly offered me to buy their e-receipt standard for some 150 chf, while the ARF folks claim that e-receipts are out of scope since it is not about SCA. The Community Group doesn't have to bother about such limitations. Feel free discussing this privately. Anders On 2026-06-10 09:11, Anders Rundgren wrote: > On 2026-06-10 08:30, Steffen Schwalm wrote: >> Since W3C has no mandate to standardize for EU regulations I strongly oppose this proposal and recommend to shift it to ETSI/CEN or at least speak with European Commission and relevant Large Scale Pilots first since standardization on European level ongoing. > Hi Steffen, > > The European Commission has indeed been informed about this initiative. > > This is not about standardizing EU regulations, but providing *technical* solutions that are compliant with EU regulations as well as with PCI. > > The Large Scale Pilots have not been tasked to create standards, but to test and demonstrate that the current technical framework (ARF) work. Since you cannot make any money on the wallet itself [*] not to mention writing standards, most of the LSP resources have (in reality) been spent on integration software. > > CEN and ISO are excluded since pay-for-standards are incompatible with "open". > > Anders > > *] A to date unresolved issue unless the wallet becomes an integral part of a specific payment network/system like Apple Pay, Wero, Bizum, Swish, etc. > >> >> Best >> Steffen >> >> -----Ursprüngliche Nachricht----- >> Von: Anders Rundgren <anders.rundgren.net@gmail.com> >> Gesendet: Mittwoch, 10. Juni 2026 05:26 >> An: W3C Credentials Community Group <public-credentials@w3.org> >> Betreff: EU Payment Wallet Standard(s) - Proposed W3C Community Group >> >> Caution: This email originated from outside of the organization. Despite an upstream security check of attachments and links by Microsoft Defender for Office, a residual risk always remains. Only open attachments and links from known and trusted senders. >> >> As you may know, there are no open standards for payments wallets. >> Example: Android is Open Source, but the Google wallet is not. To cope with this I have proposed a W3C community group: >> https://www.w3.org/community/blog/2026/06/09/proposed-group-payment-support-for-the-eu-digital-identity-wallet-community-group/ >> >> The idea is collecting different aspects of payment wallets, possibly even including standardization of certain parts. To not start from square one I have provided a few "candidate" solutions where the "push-through" wallet concept probably is the most fundamental >> https://github.com/eu-digital-identity-wallet/eudi-doc-architecture-and-reference-framework/issues/388 >> since it closes the current gap between online and local payments as well as between different account-based systems. >> >> Anyway, regardless if you only intend to be a "lurker" or a contributor, I would be very happy if you supported the creation of this group! >> >> Thanx, >> Anders Rundgren >> >> Decomposition of bank APIs: https://github.com/cyberphone/open-banking-2.0#open-banking-20 >> e-Receipts: https://cyberphone.github.io/doc/defensive-publications/signed-e-receipts.pdf >> Removing intermediaries: https://www.linkedin.com/posts/andersrundgren_the-a2awallet-architecture-is-a-deal-done-activity-7463964458965422080--OJY >> >> >> >
Received on Wednesday, 10 June 2026 08:28:50 UTC