- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Tue, 12 Aug 2025 07:22:34 +0200
- To: Adrian Gropper <agropper@healthurl.com>, W3C Credentials Community Group <public-credentials@w3.org>
On 2025-08-12 02:57, Adrian Gropper wrote: > I'm so tired of Venmo. Well, that's an interesting issue! The EU actually bets on that third-party credentials can be used for payment authorizations. They have obviously not bothered too much about the fact that the majority of the 10bn+ payment cards currently in circulation, are based on the Issuer=RP concept. Just to make things even more fun, they also assume that you (through OpenID4VP) "present" your payment credential to Merchants, ignoring the fact that Merchants need some kind of indication that they are getting paid, not your account number. For unknown reasons they have also made selective disclosure a part of the payment authorization concept. Selective disclosure of what and to whom? If Verified Credentials have any role to play here, it is limited to KYC. Anders https://github.com/eu-digital-identity-wallet/eudi-doc-architecture-and-reference-framework/issues/388 > > - Adrian
Received on Tuesday, 12 August 2025 05:22:40 UTC