Re: The Payments Architecture within which a Web Payments Architecture occurs

On 14 May 2015 at 17:25, Joseph Potvin <jpotvin@opman.ca> wrote:

> RE: a "Payments Architecture"
>
> For example:
> https://www.bis.org/cpmi/publ/d43.htm?
> https://www.bis.org/cpmi/publ/d43.pdf
>
> It's been acknowledged in W3C WP discussions that ISO 20022 will need to
> be engaged, but that's not all. On the e-Commece environment more
> generally, I have mentioned in other posts to this list:
> http://ubl.xml.org/  ...and some other core parts of the contexts in
> which work on web payments must confortably sit.
>

Ah I see.  My confusion arose around the term "architecture", to which I
think of web architecture.  The docs you reference, in my mind I'd probably
think of as "industry patterns".  It would be interesting to see what the
overlap is there.  I believe the web can model everything in the documents
referenced, if deemed in scope and desirable.


>
> Joseph Potvin
> Operations Manager | Gestionnaire des opérations
> The Opman Company | La compagnie Opman
> jpotvin@opman.ca
> Mobile: 819-593-5983
>
>
> On Thu, May 14, 2015 at 11:06 AM, Melvin Carvalho <
> melvincarvalho@gmail.com> wrote:
>
>>
>>
>> On 14 May 2015 at 16:59, Joseph Potvin <jpotvin@opman.ca> wrote:
>>
>>> The issue that I'm raising is that a "Payments Architecture" in general
>>> is orthogonal to the "Architecture of the World Wide Web". Any architecture
>>> for "web mediated payments" needs to reference a Payments Architecture that
>>> is abstracted from whatever media are employed. And any architecture for
>>> "web mediated e-commerce" needs to reference an Commerce Architecture that
>>> is abstracted from whatever media are employed.
>>>
>>
>> I think I may be slightly confused as to the functions of a "Payments
>> Architecture", that are not covered in awww, or the ontologies.  Would you
>> be able to elaborate.
>>
>>
>>>
>>> Joseph Potvin
>>> Operations Manager | Gestionnaire des opérations
>>> The Opman Company | La compagnie Opman
>>> jpotvin@opman.ca
>>> Mobile: 819-593-5983
>>>
>>> On Thu, May 14, 2015 at 10:38 AM, Melvin Carvalho <
>>> melvincarvalho@gmail.com> wrote:
>>>
>>>>
>>>>
>>>> On 14 May 2015 at 16:08, Joseph Potvin <jpotvin@opman.ca> wrote:
>>>>
>>>>> I would like to raise a general consideration to the CG list:
>>>>>
>>>>> What aspects of a "Web Payments: Technical Architecture" are unique to
>>>>> "Web" mediated payment, what what aspects are generic to payment via any
>>>>> medium?
>>>>>
>>>>> It seems to me that a generic payments technical architecture provides
>>>>> the functional system environment within and upon which a Web payments
>>>>> technical architecture occurs.  Therefore it seems to me critical to
>>>>> clearly separate these two in the document.
>>>>>
>>>>> The thought I'm attempting to underline is that a Web Payments
>>>>> Technical Architecture must point to an explicit external source that
>>>>> provides a generic Payments Achitecture, preferably one provided and
>>>>> maintained by a genuine global standards body, or something that in effect
>>>>> serves that function. The generic Payment Architecture ought to be
>>>>> sufficiently refined as to be consistent across all media
>>>>>
>>>>> A Web Payments Technical Architecture must (I would have thought)
>>>>> restrict its additive scope to that which is within the domain of the W3C,
>>>>> while explicitly referencing (in its text and diagrams) the generic
>>>>> Payments Achitecture that it is engaging.
>>>>>
>>>>
>>>> Web arch is about naming things using URIs as per awww [1].  The
>>>> payments work builds on that, and leverages other web technologies such as
>>>> HTTP, linked data, JSON LD etc.
>>>>
>>>> [1] http://www.w3.org/TR/webarch/
>>>>
>>>>
>>>>>
>>>>> --
>>>>> Joseph Potvin
>>>>> Operations Manager | Gestionnaire des opérations
>>>>> The Opman Company | La compagnie Opman
>>>>> jpotvin@opman.ca
>>>>> Mobile: 819-593-5983
>>>>>
>>>>
>>>>
>>>
>>>
>>> -- Joseph Potvin
>>> Operations Manager | Gestionnaire des opérations
>>> The Opman Company | La compagnie Opman
>>> jpotvin@opman.ca
>>> Mobile: 819-593-5983
>>>
>>>
>>
>
>
> --
>
>