Re: [payment agent] Payment architecture feature priorities

On 2015-04-24 17:35, Melvin Carvalho wrote:
>
>
> On 24 April 2015 at 16:12, Anders Rundgren <anders.rundgren.net@gmail.com <mailto:anders.rundgren.net@gmail.com>> wrote:
>
>     On 2015-04-24 15:47, Tony Camero wrote:
>
>         Why would the the building blocks/protocols for web payments not directly migrate
>
>     > into native apps?  Any native app could certainly meet the requirements set for
>     > a web payments. It seems inclusive to me.
>
>     It is the opposite that doesn't work smoothly, making Web(browser)-payments a difficult target for innovation.
>
>
> I agree the browser is a difficult platform for payments innovation.

Doesn't the traditional payment industry having some 500M EMV cards in circulation that only
can be used in CNP-mode on the web prove my point that it is pointless building on browsers?

I wouldn't even play with the *idea* building a Universal, Decentralized, Secure and Convenient payment system using current web technology.

The W3C folks are against the idea of letting third-parties extend the browser through native code.

The market does not agree at all with this and therefore continues putting their money on Apps.  Strategy anybody?

Anders


>
> But I dont think it's impossible.  My testing so far has been mainly in the browser.
>
> I agree it's very difficult, but I dont think it's impossible.
>
> I am finding decentralized payments so far to be incredibly powerful, but I dont think they are for everyone.  So maybe the barriers are not the world thing.
>
>
>     Anders
>
>
>
>         On Fri, Apr 24, 2015 at 6:25 AM, Anders Rundgren <anders.rundgren.net@gmail.com <mailto:anders.rundgren.net@gmail.com> <mailto:anders.rundgren.net@gmail.com <mailto:anders.rundgren.net@gmail.com>>> wrote:
>
>         https://lists.w3.org/Archives/Public/public-webpayments-ig/2015Apr/0145.html
>
>              "One suggestion is not to rule out local apps for the initial charter.  W3C is seeking to close the gap with native, but this is a long term goal, and in the short term we should acknowledge that developers are likely to be attracted to native apps due to the richer capabilities available to native apps compared with web apps"
>
>              Finally a description that matches the reality!
>
>              Browsers are static bloated "monoliths" that doesn't enable third-party innovation.
>
>              Anders
>
>
>
>
>

Received on Saturday, 25 April 2015 04:57:34 UTC