- From: Dave Longley <dlongley@digitalbazaar.com>
- Date: Fri, 17 Apr 2015 13:20:04 -0400
- To: Melvin Carvalho <melvincarvalho@gmail.com>
- CC: Steven Rowat <steven_rowat@sunshine.net>, Web Payments CG <public-webpayments@w3.org>
- Message-ID: <553140C4.9040506@digitalbazaar.com>
On 04/17/2015 12:43 PM, Melvin Carvalho wrote: > > > On 17 April 2015 at 16:16, Dave Longley <dlongley@digitalbazaar.com > <mailto:dlongley@digitalbazaar.com>> wrote: > > On 04/16/2015 03:45 PM, Melvin Carvalho wrote: >> >> >> On 16 April 2015 at 18:53, Manu Sporny <msporny@digitalbazaar.com >> <mailto:msporny@digitalbazaar.com>> wrote: >> >> Hey folks, >> >> The first public working draft of the W3C Web Payments Use >> Cases has >> just been published: >> >> http://www.w3.org/blog/news/archives/4616?pk_campaign=feed&pk_kwd=first-public-working-draft-web-payments-use-cases-1-0 >> >> There's a blog post here covering the release: >> >> http://www.w3.org/blog/wpig/2015/04/16/web-payments-use-cases-fpwd/ >> >> A good chunk of the Credentials CG's work has been integrated >> into the >> document, the rest is slated to be integrated during the next >> two months. >> >> This is very important progress. It demonstrates that the Web >> Payments >> Interest Group is functioning in a healthy way, is producing >> relevant >> material, and is moving quickly. >> >> Thanks to all in this group that helped make this happen over >> the past >> 4+ years. >> >> Review comments from this group are requested. Instructions >> on how to >> provide feedback can be found here: >> >> http://www.w3.org/TR/2015/WD-web-payments-use-cases-20150416/#sotd >> >> >> Thanks for sharing and all the effort you've put in. Congrats on >> getting this far! >> >> I've been prototyping and testing, a pure web standards based >> payment system, and am at a point where I'm processing about >> 250,000 payments a year, which is small scale in financial terms, >> but I have found quite useful as a learning experience. >> >> What I have found is over 99% of the payments so far, I've been >> working on are a very simple use case, namely: >> >> Alice pays Bob <amount> <currency> >> >> Would this be considered part of section A -- "Future Work"? Or >> is this kind of payment covered in an existing use case, because >> the ones I looked at all look more like purchases than payments. >> >> I'm slightly sure where my work fits into the intersection of the >> IG / CG / WG, or if it intersects at all. > > The Web Payments Use Cases document is organized into the "Phases" > of making a payment. Each micro use case (for which there are many > more to be added to the document), should fit into these phases. > Not every step of each phase needs to be executed (some are > optional depending on the type of payment). Here's an example that > analyzes how Alice would pay Bob (person-to-person): > > Phase 1: > > Agreement on Terms - payer and payee agree on > - what will be purchased: "happiness" > - for how much: "amount" > - in what currency: "btc" > - which payment schemes are accepted: "BitCoin" > > Phase 2: > > Discovery of Accepted Schemes - bitcoin > Selection of Payment Instruments - bitcoin > Authentication to Access Instruments - bitcoin private key > > Phase 3: > > Initiation of Processing - payer initiates payment > Verification of Available Funds - bitcoin protocol > Authorization of Transfer - bitcoin protocol > Completion of Transfer - bitcoin protocol > > Phase 4: > > Delivery of Product - money has bought happiness > Delivery of Receipt - receipt has been delivered > > IMO, obvious minimal targets for standardization: payment request > and payment receipt. > > I believe this case fits nicely into the use cases framework. > > > I see that this workflow is useful. > > I find a payment to be thought of as a "purchase of happiness" to be > slightly contrived, maybe I could live with it tho. What if im not > purchasing happiness, or not purchasing anything at all? I originally had typed in "nothing" instead of "happiness". I was just trying to add some levity. :) Purchasing "nothing" is just fine. -- Dave Longley CTO Digital Bazaar, Inc. http://digitalbazaar.com
Received on Friday, 17 April 2015 17:20:28 UTC