- From: Manu Sporny <msporny@digitalbazaar.com>
- Date: Thu, 18 Sep 2014 21:17:39 -0400
- To: Timothy Holborn <timothy.holborn@gmail.com>, Steven Rowat <steven_rowat@sunshine.net>
- CC: Web Payments CG <public-webpayments@w3.org>
On 09/10/2014 01:57 PM, Timothy Holborn wrote: > +1 > > Yet, I'm not sure how payments could work, without identity which is > part of credentials isn't it? You could always scrap the credential and have the payment processor not include any "identity" information in a particular digital receipt. It's a proof of purchase, and that's it. The receipt just states that a product was purchased and the merchant was paid. The danger with these types of receipts is that since they're digital, they could be easily duplicated and used to scam the merchant. > So, from what I gathered, the issues then relates to receipts? > > What else? At the moment, the issue relates to receipts, and it may also relate to credentials that include some sort of personal information that could be re-transmitted to another party. For example, a loyalty card that includes your personal mobile phone number in it for some reason. There are also issues related to the use of ad networks to track who you are. For example, you could do a completely anonymous purchase, the digital receipt might not include any identity information in it, but Google and Facebook still know what you bought and when you bought it because their code lives in the page as tracking cookies. Those are the sorts of things that can be used to break your anonymity and which is why the best we can offer is pseudo-anonymity. If the NSA wants to know what your spending limits are, they just need to send a FISA request to Google/Facebook and they'll be able to easily figure out what you're spending and where. They don't need to go to your financial provider for this information. -- manu -- Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny) Founder/CEO - Digital Bazaar, Inc. blog: The Marathonic Dawn of Web Payments http://manu.sporny.org/2014/dawn-of-web-payments/
Received on Friday, 19 September 2014 01:18:11 UTC