- From: Timothy Holborn <timothy.holborn@gmail.com>
- Date: Thu, 1 May 2014 15:53:18 +1000
- To: Web Payments CG <public-webpayments@w3.org>
http://www.zdnet.com/cba-launches-cardless-atm-cash-withdrawal-service-7000028914/ Implications 1. A definition of a "wallet" 2. Banking based interface for CNP (card not present) payments (receipt might be adapted via www of merchant system. How's it tag the account / transaction, then link it back to a web-payments account system? ) 3. If user can connect the "app id" to an online "web payments enabled" profile, then A. transaction related data could be facilitated to an online account B. how could a merchants online environment and crm be linked to physical retail environments? C. KYC issue seems to be sorted? Nb: web2 portals trade on user-data (insights, etc.) as part of the ARPU (average revenue per user) calc. Traditionally banking relationships have not featured a great deal of profiling data, which could be valuable to advertisers in a similar way to the type of data generated in a web2 portal. Who is the trusted "cloud storage" provider, and how is that information made portable between providers (ie: end-user seeks to take their business elsewhere). From w3 communities perspective, I guess, we're building standards to minimise potential lock-ins.?? Timh. Sent from my iPad
Received on Thursday, 1 May 2014 05:53:50 UTC