- From: Melvin Carvalho <melvincarvalho@gmail.com>
- Date: Wed, 19 Dec 2012 21:39:48 +0100
- To: Manu Sporny <msporny@digitalbazaar.com>
- Cc: Web Payments CG <public-webpayments@w3.org>
- Message-ID: <CAKaEYhJU9LdzpC7fKffO8VZgb-4xtQsE_n=darTHUBB=wB6V8Q@mail.gmail.com>
On 19 December 2012 19:08, Manu Sporny <msporny@digitalbazaar.com> wrote: > We're happy to announce the release of PaySwarm Alpha 5. It has been > almost two months since the last release. This release focused on fixing > up a number of usability issues, CSS rendering issues, and a big chunk > of it was focused on fixing Internet Explorer 9 bugs. In all, over 385 > bug fixes were performed to the code base since the last release. > > The latest release and demo can be found here: > > https://dev.payswarm.com/ > > We still have some bug smashing and load testing to go, but we're > inching ever closer to a launch of the service. > > Here's what is new in this release: > > New Payment Token Verification Flow > ----------------------------------- > > The data stored on a PaySwarm Authority for credit card or bank account > information is called a payment token. Some payment tokens are > automatically usable, such as credit cards. Some payment tokens require > verification before they can be used, such as bank accounts. The payment > token verification flow for verifying bank accounts has been improved in > this version of the software. The flow is pretty typical of most systems > that interact with the banking network: > > 1. Enter your bank account details. > 2. The PaySwarm Authority deposits two small amounts into your bank > account. This can take up to 7 days due to the slowness of the > legacy banking network. > 3. You enter both amounts into the PaySwarm system to prove that you > have access to the receiving bank account. > 4. The bank account is marked as verified, and you can pull money > out of the account. > > The demo simulates step #2 of the process above by sending you an e-mail > with the two amounts after a 1-2 minute delay. > > While depositing money using a credit card is more immediate than a bank > account, the banking network fees are higher, typically a credit > card-based deposit is $0.15 + 2.19% where a bank account-based deposit > is around $0.50 + 0.99%. In general, if you're depositing $30 or more, > it's better to do it using a bank account-based deposit. > > We have also added the ability to delete payment tokens and added checks > to make sure that if a payment token fails to work that it's > automatically disabled. > > To use this new feature: > > 1. Login at: https://dev.payswarm.com/ > 2. Click Settings (at the top of the screen). > 3. Click "Add Bank Account" at the lower-right of the screen. > > Visual credit card/bank account selector > ---------------------------------------- > > We have implemented a visual credit card and bank account selector that > makes it easier to determine if your funding source is a credit card or > bank account. > > To use this feature: > > 1. Login at: https://dev.payswarm.com/ > 2. Select the drop-down beside one of your Accounts. > 3. Click "Deposit" > > Browser Fixes > ------------- > > We were surprised to find out that even Internet Explorer 9 is fairly > far behind the other browsers when it comes to standards-compliance and > bugs. Firefox also gave us a few of problems that we didn't expect. > Google Chrome runs the entire website like a champ and was the > easiest/best browser to work with when building and testing the product. > The site has been tested and runs in each major desktop browser. Mobile > is on our list of browsers to test, but we may not get to that until > after the commercial release. > > Those are the major changes, here is a high-level changelog summary for > the past two months: > > * Added more tests for auto-purchase, adding credit cards and > bank accounts. > * Set bank account expiration time to 30 days. > * Debian/Ubuntu packaging fixes for install, startup and shutdown. > * Advanced CSS to visually differentiate between credit card and > bank accounts. > * Fixing bugs in IE9 and Windows when dealing with EOT fonts. > * Change selector display of accounts and budgets. > * Fixes to ensure that CSS is more responsive when the screen > is changed. > * Stacked modal fixes to ensure proper modal is displayed. > * Add bank agreement checkbox, ensure email is available. > * Ensure that modals are singletons to aid automated testing. > * IE9 fixes for input fields. > * Disable caching of non-static resources. > * Use SVG to fix IE9 rounded borders+gradient bug. > * Use href="#" *only* for dropdown toggle links as it breaks IE9 > if we don't. > * Update to AngularJS v1.0.4. > * Updates to auditing tools to all financial algorithms work > as expected. > * Define console.log when undefined (for IE9). > * Include placeholder polyfill for Firefox and IE. > * Handle declined withdrawals to bank account. > * Smooth the process of entering and verifying bank account details. > * Redirect back to login screen when switching identities > w/expired session. > * Better generic error handling. > * Disable payment tokens when verify transactions fail. > * Make payment gateway-related errors more friendly. > * Improve registration identity selection. > * Context-based hover-help for input fields. > * Update jQuery to 1.8.3. > * Full code audit for every file in source control. > * Add URL query argument validation to all services. > * Update to Boostrap 2.2.1. > * Check and clamp budget values. > * Include bank account verification data in email in > non-production mode. > * Make modals scrollable on webkit mobile devices. > * Make settings and dashboard look more consistent. > * Vendor registration requires an address to be set. > * Ensure that a purchase requires and address and account. > * Store asset provider and acquirer addresses in digital contract. > * Ensure key has not been revoked when verifying. > Congrats! Look forward to trying it out! > > -- manu > > -- > Manu Sporny (skype: msporny, twitter: manusporny) > President/CEO - Digital Bazaar, Inc. > blog: HTML5 and RDFa 1.1 > http://manu.sporny.org/2012/html5-and-rdfa/ > >
Received on Wednesday, 19 December 2012 20:40:16 UTC