Re: [w3c/payment-handler] API naming and confusion (Issue #417)

> "Payment Handler" is any payment app that works with the PaymentRequest API.

Note: within the Payment Request spec, this is **already** how a Payment Handler is defined! 

https://w3c.github.io/payment-request/#dfn-payment-handler

![image](https://github.com/user-attachments/assets/82bcc6be-1d0b-48c4-be93-5524c50c80ff)

"The details of how to fulfill a payment request for a given payment method is an implementation detail of a payment handler, which is an application or service that handles requests for payment."

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