Re: [w3c/payment-handler] "Middleman Id/Commission %/Payeeer" provision (#335)

Hi @richardPAG,

I've put some more thought into this question of multi-party payouts. The references to PayPal and Square you provided were helpful. In each case, there is a notion of identity (specific to the payment system) that is necessary in order to identify beneficiaries.

I'm not at all familiar with standardization efforts in this space. However, I believe that our Interledger Protocol friends (cc @adrianhopebailie) are doing something relevant: payment pointers:
 https://interledger.org/rfcs/0026-payment-pointers/

So it's conceivable an ILP-based solution could work here, and it would have the advantage of working across a variety of settlement methods.

 * The payment request includes the relevant amounts and payment pointers for beneficiaries. I don't know how much security is required in passing those parameters to a payment handler.
 * An ILP payment handler could disburse payments to those parties.
 * The payment handler would then return some sort of receipt to the merchant.

@adrianhopebailie, has this use case come up in the ILP community?

Ian

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