Not really. I think #10 is somewhat redundant because the **algorithms** are already defined in the various JWT, JWE specs.
This concerns mapping response data to claims because JWT's contain claims, not just a raw JSON object.
The example suggests that each data element in the response will be stored as a claim. Another approach would be a single claim that contains the whole response as a single JSON encoded object.
Different payment method specs could define their own approach to this OR we could register a standard claim identifier(s) (there is a registry for these) which maybe favours the latter approach.
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