Hi,
> Pass tokens generated through payment apps (e.g., by vault services) and authorized by users to the merchant (or PSP) to eliminate PCI-DSS compliance issues (by eliminating merchant exposure to PANs).
>From my point of view, it only move PCI-DSS compliance from merchant's web site to payment apps.
To avoid complicated security work on payment apps, we should embed the payment form (to collect card info) in an iframe.
> Harmonize how tokens are communicated to the merchant (through the Payment Request API) so that it is easier for PSPs integrated with the merchant to use the token to process a payment.
+1
Maybe have an tokenized basic card (generic payment app like basic card) which accept some endpoints & data could be a good idea to connect User with merchant's PSP without the need to create a payment app/PSP,
> 3DS in Payment Apps
Big +1 to priorize this subject
Thanks,
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