@ianbjacobs, great summary. Thank you. There might be a third option:
* Given the set of capabilities, adding an boolean attribute or method on `PaymentRequest` that behaves the same as Apple's synchronous `canMakePayment()` - for example, `.canPay()` - could also be an option. That stops all the conflation, and let's us express the semantics of all this properly - while allowing .canMakePayment() to be handled in the service worker.
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