If your payment app can handle bitcoin, arguably your hint should not exclude that possibility. I do not claim to know all the answers. A/B testing would be useful here. Here's a few ideas to test out:
`Ultimate Wallet (VISA **** 1234 and 3 more methods) [PAY]`
`Ultimate Wallet (4 instruments) [PAY]`
`Ultimate Wallet (cards and bitcoin) [PAY]`
`Ultimate Wallet (user@example.com) [PAY]`
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