Re: [w3c/payment-handler] Add userHint to PaymentManager (#206)

@ianbjacobs,

> The question is: when the instruments are NOT shown, and only the "top level" name and icon for the payment handler is shown, will that suffice to encourage the user to select that payment handler? @rsolomakhin's suggest is that a hint could raise the confidence of the user to choose that payment app.

Then include, in the semantics of `userHint`, that it will only be used if payment instrument names and icons are NOT shown (like you said). That tells the payment handler developer what kind of values should be used for "userHint" -- and gives them a guarantee that if they use those values their users won't get a bad experience.

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