Re: [w3c/payment-handler] Add userHint to PaymentManager (#206)

I actually don't quite understand this addition.

I already consider the `PaymentInstruments` to really be "user hints", where their name would be something like `****1234`. Maybe my confusion stems from adding it onto the `PaymentManager` interface? There's only one of these "user hints" for all "PaymentInstruments" that are set by the handler?

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