[w3c/browser-payment-api] Visibility of Payment Options (#194)

Now that the payment options field can include the request of the email and phone number information, we need to consider how that information might be made securely available to payment applications such that for payment applications that need this information, the experience can be optimised.

Example payment methods that have requirements for this data are UnionPay. This method can ask for a one-time password which is delivered via SMS and hence phone number (usually mobile/cell) may be needed.

Other examples are a large number of payment methods that use the email address as the payer unique identifier (e.g. PayPal).

Whilst it is true that the contact information may be different from the identity information (multiple phone numbers or email addresses in use by the Payee), we should consider how when they are the same (the usual case I would assert), that the information can be shared with the appropriate consent.

At the moment, whilst it is not actually documented in the specification text, I believe it is the WGs' expectation that the Payment Options field is only available to the Mediator, this prevents the payment apps from offering these contact details as pre-population options data that thy may need.

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Received on Friday, 13 May 2016 16:16:54 UTC