Re: [Moderator Action] Organize a chat on account/ledger capabilities?

Hi Vincent,

It will be great to get the whole IG up to speed.


I can only confirm previous statements from Kris, and would like to extend that many people will surely be surprised on the extend of what is today already covered by the ISO 20022 payments flow to support the scenarios the IG has put together.


Where would I find details of the payment flows described under ISO20022. I have only seen message sets?


So the question is not whether they could be handled in ISO 20022, but how can we map those uses cases to what exists already today in ISO 20022.



Yes, this would be very interesting to see.

Adrian



From: KETELS Kris [mailto:Kris.KETELS@swift.com <mailto:Kris.KETELS@swift.com>]
Sent: vendredi 4 septembre 2015 15:02
To: Adrian Hope-Bailie
Cc: Nick Shearer; Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl <mailto:j.j.spaanderman@dnb.nl>; Web Payments IG; Ian Jacobs
Subject: RE: Organize a chat on account/ledger capabilities?



Adrian,



I would gladly give such a presentation.

I think it would be great to do this at TPAC. I cannot imagine a better audience to gauge how ISO 20022 could fit into this space.



Kind regards

Kris





From: Adrian Hope-Bailie [mailto:adrian@ripple.com <mailto:adrian@ripple.com>]
Sent: 04 September 2015 14:52
To: KETELS Kris
Cc: Nick Shearer; Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl <mailto:j.j.spaanderman@dnb.nl>; Web Payments IG; Ian Jacobs
Subject: Re: Organize a chat on account/ledger capabilities?





It looks like it might be good if I supply this group with a quick explanation on what ISO 20022 is (and isn’t), to avoid further confusion?





Yes please!



Kris, I think there is a lot of uncertainty from the members about how ISO20022 fits into our work and how our work fits into ISO20022.



Further, I think there is some confusion about whether what the group is doing in some way attempts to replace or provide an alternative to ISO20022. (I don't think it does...FWIW)



Like many loaded terms (wallet, identity) used in the group the words "standard" and "specification" evoke different thoughts and ideas.



If you could present an "Introduction to ISO20022" in TPAC I think that would be extremely valuable. Even better, would be if we could demonstrate how some of the use cases that are in scope for the WG could be handled with ISO20022 messages.





Kind regards

Kris



From: Nick Shearer [mailto:nshearer@apple.com <mailto:nshearer@apple.com>]
Sent: 03 September 2015 17:38
To: KETELS Kris
Cc: Adrian Hope-Bailie; Kepeng Li; Adler, Patrick; Adrian Hope-Bailie; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl <mailto:j.j.spaanderman@dnb.nl>; Web Payments IG; Ian Jacobs


Subject: Re: Organize a chat on account/ledger capabilities?





On Sep 2, 2015, at 4:40 AM, KETELS Kris <Kris.KETELS@swift.com <mailto:Kris.KETELS@swift.com>> wrote:



Hi Adrian,



Can you explain why you qualify ISO standards as being the opposite of open W3C standards?

I myself haven’t encountered a more open (financial) standard as ISO 20022.



Any company can join W3C. ISO membership is strictly controlled. Why should a W3C standard be beholden to one that only a minority of its members can ever have direct representation on?







Kind regards

Kris





From: Adrian Hope-Bailie [mailto:adrian@hopebailie.com <mailto:adrian@hopebailie.com>]
Sent: 19 August 2015 18:58
To: Ian Jacobs
Cc: Kepeng Li; Adler, Patrick; Adrian Hope-Bailie; Evert Fekkes; VIGNET cyril; j.j.spaanderman@dnb.nl <mailto:j.j.spaanderman@dnb.nl>; Web Payments IG
Subject: Re: Organize a chat on account/ledger capabilities?



Hi Ian,

Definitely interested. It would be great if the standards that were used for XS2A came out of this group and followed all of the open standards principles of the W3C and used Web technology as opposed to some ISO standard.

We need to get some direct participation from the EPC, EBA etc

Adrian



On 19 August 2015 at 18:45, Ian Jacobs <ij@w3.org <mailto:ij@w3.org>> wrote:

Hi Kepeng, Pat, Adrian, Evert, Cyril, Jurgen, (and others who may be interested),

I was chatting with Kepeng yesterday about capabilities related to account/ledger access. We were discussing
the sorts of useful things one could do if there were standard APIs for account/ledger access, including building
risk monitoring systems that would have an easier time working with diverse types of accounts. Also, I wondered
whether PSD2 regulation in Europe might be leading to a need for open standards to provide access to
accounts from Web applications.

Maybe we can organize a Thursday call around this topic so that we can determine who is interested, and
whether, for example, there is even enough interest to start a task force.

Please let me know if this discussion would interest you. Thanks!

Ian

--
Ian Jacobs <ij@w3.org <mailto:ij@w3.org>>      http://www.w3.org/People/Jacobs <http://www.w3.org/People/Jacobs>
Tel:                       +1 718 260 9447 <tel:%2B1%20718%20260%209447>