- From: Anders Rundgren <anders.rundgren.net@gmail.com>
- Date: Thu, 12 Nov 2015 19:16:34 +0100
- To: David Jackson <david.dj.jackson@oracle.com>, Adrian Hope-Bailie <adrian@hopebailie.com>
- Cc: Web Payments IG <public-webpayments-ig@w3.org>, Web Payments CG <public-webpayments@w3.org>
On 2015-11-12 15:06, David Jackson wrote: > Anders, > My apologies for the remedial nature of my comments / questions here. Dear David, The questions I raised are pretty complex and I certainly do not understand everything. > 19 years ago I worked on the implementation of SET (as did many of us) > which did, in fact, rely on a central authority for security credentialing. > In this discussion, I do not follow why you say that the W3C work here is > reliant on a "super provider". Well, that wasn't the intention, I only want to emphasize that a super provider concept like PayPal is quite distinct from for example SET (which I'm familiar with). > The work seems very well targeted at the > processing, flow, and participants without defining a super provider for > any processing step (again, unless I am missing something). > > On another topic, (not certain where it arose) -- I also do not see the > "betting-on" a browser wallet. I see the interest for improving the > payments process within the browser environment which is truly not > standardized and varies widely today. Since I'm a hands-on-guy let me describe this in such terms: What would for example PayPal (who on owns their Web Payment GUI) gain by a new payment interface in the browser? They are probably more interested in FIDO for getting away from phishing scams etc. (That PayPal is a founding member of FIDO doesn't come as a surprise). So what's left then? AFAICT Browser-wallets and Local wallets. > Having a browser which reaches out to a mobile app (unless I > misunderstood) seems that it would limit the work of this group to > those who have both browser and mobile app. That seems contrary to the work effort. This is the correct interpretation, which is simply because I haven't seen any signs of life in the region between PayPal (server-centric) and Apple Pay (client-centric) solutions. Yes, I know that the work is rather targeting checkout than payments. Personally I don't think this will drive the market and that the core idea (tunneling) haven't been fully verified to actually work. Best regards Anders
Received on Thursday, 12 November 2015 18:17:04 UTC