Add new capabilities to Payment Architecture Priorities

Hi ALL

We have added 4 new capabilities for the “Payment Architecture
Priorities”, which are qrcode payments, payment under guarantee , risk
monitoring and provisions transferring, please review them.

And we have added these in the discussion page:

 <https://www.w3.org/Payments/IG/wiki/Talk:Payment_Architecture_Priorities>
https://www.w3.org/Payments/IG/wiki/Talk:Payment_Architecture_Priorities

 

 


qrcode payments

 


Requirements

l   Data encoding and encryption for invoices

l   Data integrity and non-forgeable(digital signatures)

l   Generate qrcode with client characteristic data


Limitations

l   None


Use cases

l   Mobile(Discovery of Offer)

l   Invoices(Agreement on Terms)

l   NEED MORE – Missing use cases

 


payment under guarantee

 


Requirements

l   Storage of payment’s status(include placed an order, paid to Payment
Agent, received products or services, paid to merchant)

l   Protocol for transmitting between payer and payment agent, payment agent
and merchant

l   Handling dispute in the process

l   Storage of payer’s private information


Limitations

l   None


Use cases

l   Credentials (Agreement on Terms)

l   Privacy Protection (Agreement on Terms)

l   Variation of Delay (Completion of Transfer)

l   Invoices(Agreement on Terms)

l   NEED MORE – Missing use cases

 


risk monitoring

 


Requirements

l   Risk monitoring rules according to different transaction types

l   Recognizing risky transactions by monitoring rules

l   Alert about risk through email, sms, etc


Limitations

l   None


Use cases

l   NONE - Missing use cases

 


provisions transferring

 


Requirements

l   The bank transaction fund settlement to payment agent’s account

l   payment agent’s account fund settlement to merchants’ bank account


Limitations

l   None


Use cases

l   NONE - Missing use cases

 

I have added these in the discussion page:

https://www.w3.org/Payments/IG/wiki/Talk:Payment_Architecture_Priorities

 

段超 (泰麒) 

集团安全部_标准化与安全新技术

Corporation security_standardization and new security research