Re: [Payments Architecture] A vision statement for the web payments architecture work

Thanks Manu.

I was already trying to reword that last paragraph based on earlier
feedback.
I think your version works well.

Have incorporated your other suggestions however I think the word user is
appropriate when talking about a "user experience" or "user interface".

On 19 May 2015 at 05:11, Manu Sporny <msporny@digitalbazaar.com> wrote:

> On 05/18/2015 08:58 AM, Adrian Hope-Bailie wrote:
> > https://www.w3.org/Payments/IG/wiki/Payment_Agent_Task_Force/Vision
>
> Thanks Adrian, I like the brevity - it's a strong message. Some key
> points that are still missing:
>
> - privacy enhancing
> - ubiquity / reach
> - encourages fairness and competition
> - very low deployment and operational costs
>
> > user
>
> Strike the word 'user' from the entire document, it's degrading[1]. Try
> to use 'people'/'person'... or 'customer' or 'payer' if the first two
> options don't work out.
>
> > Different payment schemes support different clearing and settlement
> > delays.
>
> I don't think many people know what "clearing and settlement" are. I
> know the second sentence clarifies it, but I'm wondering if we could do
> without it. For example:
>
> "Different payment schemes move promises and value at different speeds."
>
> or
>
> "Different payment schemes operate at different speeds."
>
> or
>
> "Different payment schemes move value at different speeds."
>
> > Web that do not depend on advertising sales
>
> ... "that do not depend on advertising"
>
> > Bridges distributed value networks. The Web will ultimately serve as
> > a bridge between disparate (open and closed) value networks, allowing
> > --from the perspective of both merchants and users-- seamless
> > payments using any payment instruments.
>
> Potential reword to something like:
>
> The Web will ultimately serve as a bridge between both open and closed
> value networks. This will enable both merchants and customers to
> seamlessly send and receive money using a variety of previously
> non-interoperable payment instruments.
>
> -- manu
>
> [1] http://www.jnd.org/dn.mss/words_matter_talk_a.html
>
> --
> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny)
> Founder/CEO - Digital Bazaar, Inc.
> blog: The Marathonic Dawn of Web Payments
> http://manu.sporny.org/2014/dawn-of-web-payments/
>
>