- From: Erik Anderson <eanders@pobox.com>
- Date: Mon, 18 May 2015 10:01:03 -0400
- To: public-webpayments-ig@w3.org
I was provided the below information that I am just now getting to review as part of the requirement documents. It appears there are a lot of legal issues covering the below bullet points, all of which will apply to transmission of personal, private, and financial information as it applies to transactional value systems. - Regulation - What national laws regulate to the collection and use of personal data? - To whom do the laws apply? - What data is regulated? - What acts are regulated? - What is the jurisdictional scope of the rules? - What are the main exemptions? - Is notification or registration required before processing data? - Main data protection rules and principles - What are the main obligations imposed on data controllers to ensure data is processed properly? - Is the consent of data subjects required before processing personal data? - If consent is not given, on what other grounds (if any) can processing be justified? - Do special rules apply for certain types of personal data, such as sensitive data? - Rights of individuals - What information should be provided to data subjects at the point of collection of the personal data? - What other specific rights are granted to data subjects? - Do data subjects have a right to request the deletion of their data? - Security requirements - What security requirements are imposed in relation to personal data? - Is there a requirement to notify personal data security breaches to data subjects or the national regulator? - Processing by third parties - What additional requirements apply where a third party processes the data on behalf of the data controller? - Electronic communications - Under what conditions can data controllers store cookies or equivalent devices on the data subject's terminal equipment? - International transfer of data - What rules regulate the transfer of data outside your jurisdiction? - Are data transfer agreements contemplated or in use? Have any standard forms or precedents been approved by national authorities? - Is a data transfer agreement sufficient to legitimise transfer, or must additional requirements (such as the need to obtain consent) be satisfied? - Does the relevant national regulator need to approve the data transfer agreement? - Enforcement and sanctions - What are the enforcement powers of the national regulator? - What are the sanctions and remedies for non-compliance with data protection laws? Legal Issues Related to Protecting Critical Infrastructure and Access to Privacy Data - Protection of the data itself through encryption - Controlled Access to data with strong authentication and authorization systems - Detection of data at risk, to prevent data leakage - Comprehensive Management of data throughout its lifecycle, from its creation through archive - Confidentiality: using encryption of information to protect sensitive or critical information, either stored or transmitted - Integrity/authenticity: using digital signatures or message authentication codes to protect the authenticity and integrity of stored or transmitted sensitive or critical information - Based on a risk assessment, identify the required levels of protection, including the type, strength, and quality of the encryption algorithm. - Use encryption to protect sensitive information that is transported by mobile or removable media, devices, or across communication lines. - Establish key management policies, including methods to deal with the protection of cryptographic keys and the recovery of encrypted information if keys are lost, compromised, or damaged. Also establish a policy that addresses the long-term protection and recovery of archived data. - Protection of various data elements against 3rd parties disclosure when those 3rd parties are involved in some of the data processing. We do have a couple of use cases that brush on this topic, in particular, "Privacy Protection", but it doesnt cover any bullet points when it comes to the actual changing legal and regulatory landscape. I will have a call with the American Bar Association Privacy Privacy and Security Working group, likely call with the Securities and Exchange Commission to see if they have generic requirements these bullet points. If possible, consumer protections but I dont have connections within Consumer Protections. Erik Anderson Bloomberg R&D & Co-chair W3C Web Payments IG/SG
Received on Monday, 18 May 2015 14:07:21 UTC