Targeting Wallets

• From: Anders Rundgren <anders.rundgren.net@gmail.com>
• Date: Fri, 17 Oct 2014 07:29:39 +0200
• To: public-webpayments-comments@w3.org
• Message-ID: <5440A943.4020207@gmail.com>

"The Interest Group will first focus on digital wallets, which many
   in industry consider an effective way to reduce fraud and improve
   privacy by having users share sensitive information only with payment
   providers, rather than merchants"

An awesome but also incredibly difficult target.

One of the numerous hurdles is that this field is already owned by giant players
like Google and Apple.

It would IMHO be a better use of W3C members "simply" making traditional on-line
payments Secure, Convenient and Privacy-protecting by for example extending
WebCrypto.  This may or may not require a wallet.

That local payments invoked through NFC could be written as web applications
is true but what's the point with that if you have a powerful OS like Android at
your disposal?

Cheers,
Anders Rundgren

Received on Friday, 17 October 2014 05:30:08 UTC