Re: VISA drops the password and replaces it with - NOTHING

many alternatives are exist.
[PayPal]
authenticate user identity with 4digit auth code printed on customer bill.

[Alipay]
authenticate user identity by wiring small amount twice to user's
bankaccount (0.78CNY, 0.23CNY)
user have to enter "7823" as authentication code by checking user's
bankaccount.

[traditional ways]
by statistics.
by patterns.
by server operation (does not interrupt user experience)

-------------

webcrypto api is good for securing and enhance user experience.

regards
mountie.

On Thu, Aug 2, 2012 at 12:57 AM, Anders Rundgren
<anders.rundgren@telia.com>wrote:

> http://www.finextra.com/news/announcement.aspx?pressreleaseid=45624
>
> Current platforms are useless for [secure] banking so what else could they
> do?
>
> Anders
>
>
>


-- 
Mountie Lee

Tel : +82 2 2140 2700
E-Mail : mountie@paygate.net

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