Re: [webauthn] Improved version of extension for Transaction Confirmation (#2020)

@ve7jtb One more comment to:

> I would like to understand why Secure Transaction Confirmation is not good enough for them before starting on something else.

SPC is great for e-commerce purchases online but these are barely all transactions that are out there. Banks must apply SCA to all payment types, including:

- Domestic account to account payments
- Foreign payments
- Bulk payments
- Collections
- Standing orders (establishment)
- Payments to contact
- ... any other payment type

Besides that, banks must apply SCA for new SCA element binding, meaning that "adding a new authenticator with the following parameters" is a mandatory transaction to cover.

Banks also typically use SCA for other use-cases, such as:

- Change of card limits
- Enabling e-commerce payments on the card
- Setting up or modifying an insurance
- Change of other credentials
- Adding another person to account
- Changing registered contact info (address, email, phone number)

... our typical customer has around 200 operation types with different attributes.

So, we would need a slight extension for SPC...

-- 
GitHub Notification of comment by petrdvorak
Please view or discuss this issue at https://github.com/w3c/webauthn/pull/2020#issuecomment-2760394354 using your GitHub account


-- 
Sent via github-notify-ml as configured in https://github.com/w3c/github-notify-ml-config

Received on Friday, 28 March 2025 07:02:52 UTC