Re: [webauthn] FIDO Payment Support (#1570)

@equalsJeffH it may seem like that but the fact is that mine[1] and Google's[2] take on SPC only have the _name_ in common.

As a thought experiment you could try to envision what users (UI-wise) would have to put off with and banks would have to build (giant central registries of enrolled accounts) in order to apply 3DS/step-up authentication to IBAN accounts like the sample's `FR7630002111110020050014382`.

/Anders

1] Effectively a "technology refresh" of EMV adapted for the Web.  EMV remains to date the only payment _authorization_ scheme that enjoys both real and de-facto standards status.

2] Builds on leveraging two technologies that were designed for _other_ purposes.  FIDO: User authentication rather than payment authorization.  3DS: Supporting users who do NOT have access to sophisticated client-side crypto which was a great idea back in 1998 when it was created.
@balfanz @ve7jtb @dturnerx 

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Received on Friday, 19 February 2021 04:59:47 UTC