Re: [w3ctag/design-reviews] Eligibility for autofill (Issue #831)

Thanks Daniel. Speaking **not** on behalf of the WPWG here (I'll let @ianbjacobs answer from that perspective, if he wants), I see a few angles on this myself:

1. Firstly, market forces. In general, credit card forms are declining as a percentage of payments on the web (though they're still a **large** chunk, which is why this is worth doing!!), especially in non-US markets. They're being replaced by payment wallet apps (e.g., PayPal, MomoPay, ApplePay - varies wildly by geography), by Buy Now Pay Later apps (which are basically a form of payment app), and by government-backed schemes such as PIX, UPI, or PayNow.

    i. For the payment apps, we on Chrome have long invested in trying to make this market work better for both users and developers, with our continued investment in Payment Handler to support an open ecosystem of wallet apps. This strategy is still struggling to be frank, but we're committed to it and would love to see it develop further.
    ii. For the new government-backed schemes, I personally would love to see the WPWG involve itself further in how the web might better support these schemes - where commonly today they are heavily QR-code and app-based. In Chrome, we have some ideas percolating on how to support better integration with the open web, and will share those with the WPWG as they solidify.

2. For credit card forms themselves, I personally still believe that Payment Request and the 'basic-card' payment method was the right idea, just perhaps executed wrong. I would like to see a future where we give websites an API to access the users billing and payment details (with the users express permission and clear UX, of course!), but where we address the concerns that merchants had with basic-card. I'm honestly not sure how to advance that future in the WPWG at this time; but from our side we'll keep sharing ideas :).

I hope that is a reasonable answer - I know point (1) is sort of a 'side step' but I truly believe the market forces matter a lot here! :)

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