RE: Should we hold a gateway tokens spec call on 30 May?

Being a gateway, the advantage is that we are the token vault and the payment provider (or better described as the connection to the provider). Being both gives us the advantage of no detokenization requirement for the merchant. For web sites, we have a tokenization form that sits between the cardholder and the merchant site that takes the payment data directly and we provide a token to the merchant site. The merchant only ever sees a token and they use this token as the payment. We also allow using this token for future payments so it is often used in card-on-file environments -- but the token is only valid for the merchant it was originally issued. In these multi-use token instances, we issue a new token for each new transaction the token is used. We recommend that the merchant update their token-on-file with this new token as we place expirations on tokens based on various retention rules. Other gateways may vary but I would assume they have similar features.

Not sure if this was supposed to be answered here but there you are.

Steve Sommers
Senior Vice President, Applications Development

Shift4 Corporation
1491 Center Crossing Road
Las Vegas, NV  89144-7047

702.597.2480 ext. 40400
fax 702.597.2499

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-----Original Message-----
From: Anders Rundgren []
Sent: Thursday, May 25, 2017 1:10 PM
To: Steve Sommers; 'Olivier Yiptong'; Ian Jacobs
Cc: Bhattacharjee, Manash; Michel Weksler; Payments WG
Subject: Re: Should we hold a gateway tokens spec call on 30 May?

It would be cool if somebody could elaborate a bit on how card-on-file systems could use tokenization.
Card-on-file systems are extremely popular in the US.


Received on Thursday, 25 May 2017 20:28:01 UTC