- From: Manu Sporny <msporny@digitalbazaar.com>
- Date: Wed, 09 Dec 2015 15:05:16 -0500
- To: w3c/webpayments <reply+00f16b1c9f2a92d9dde3569c4e538c82914f0b2e4f35c9ae92cf0000000112804a6292a16>, w3c/webpayments <webpayments@noreply.github.com>
- CC: webpayments <public-payments-wg@w3.org>
So, "Payment App" is not a PSP or a Bank ... really, they just provide the software. This doesn't mean that a bank can't also provide payment apps. So, an entity can be a PSP, and provide a payment app.... or an entity can just provide a payment app and rely on an external PSP. On 12/09/2015 03:00 PM, Doug Schepers wrote: > Hi, folks– > > I also like "payment app", with the caveats described by others. > > Regards– > –Doug > > On 12/9/15 2:52 PM, webpayments wrote: >> On 12/09/2015 02:36 PM, Dave Longley wrote: >> > I've come around >> > <https://github.com/w3c/webpayments/issues/11#issuecomment-163365290> >> > to agreeing with @adrianhopebailie >> > <https://github.com/adrianhopebailie>'s approach for abstracting the >> > details of payment instruments into payment apps. Which means, from >> > my perspective, we may not even need to really talk about payment >> > instruments at all -- we only need to talk about payment apps the >> > payment schemes/methods that they support. >> >> +1, @dlongley and I discussed this a bit in the office and the >> conversation was good for two reasons: >> >> * It clarified what a payment app was and wasn't (at least in my mind), >> so that'll help with the definitions. >> * It simplified the interfaces necessary to make the whole ecosystem >> work, and may have gotten rid of our "decentralized registration" >> concerns as well. >> >> I'll try to elaborate in more depth as time permits. >> >> > With this in mind, the name "Payment App" is a lot less controversial >> > to me. >> >> Yes, I was on the fence about 'payment app', but the discussion >> clarified enough for me and now I'm in favor of payment app w/ a few >> changes to the definition (to explain what it isn't, primarily). >> >> -- manu >> >> -- >> Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny) >> Founder/CEO - Digital Bazaar, Inc. >> blog: Web Payments: The Architect, the Sage, and the Moral Voice >> https://manu.sporny.org/2015/payments-collaboration/ >> >> — >> Reply to this email directly or view it on GitHub >> <https://github.com/w3c/webpayments/issues/31#issuecomment-163371670>. >> > > — > Reply to this email directly or view it on GitHub > <https://github.com/w3c/webpayments/issues/31#issuecomment-163373594>. > -- Manu Sporny (skype: msporny, twitter: manusporny, G+: +Manu Sporny) Founder/CEO - Digital Bazaar, Inc. blog: Web Payments: The Architect, the Sage, and the Moral Voice https://manu.sporny.org/2015/payments-collaboration/
Received on Wednesday, 9 December 2015 20:05:40 UTC